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Credit Manager Professional

3 weeks ago

Chandigarh, Chandigarh, India beBeeRiskManagement Full time

Job Overview:

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This role is responsible for overseeing the credit function, ensuring compliance with regulatory requirements and managing risk.

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Key Responsibilities:

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  1. ">
  2. Conduct thorough financial assessments of applicants to determine loan feasibility.">
  3. Meet with applicants to gather information and assess their financial situation.">
  4. Ensure adherence to credit policy and defined processes.">
  5. Manage overall credit and risk functions for assigned areas or locations.">
  6. Collaborate with sales teams to achieve business targets.">
  7. Develop and implement credit policies and programs based on market feedback and competitor analysis.">
  8. Maintain portfolio quality, manage delinquencies and control non-starters.">
  9. Coordinate with operations teams for disbursement, OTC and PDD processes.">
  10. Oversee hiring, training and performance management of credit resources.">
  11. Ensure audit and regulatory compliance for assigned locations.">
  12. Perform reference checks for prospective borrowers and coordinate training programs.">
  13. Manage MIS for the vertical.">
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Requirements:

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  • ">
  • Strong analytical and problem-solving skills.">
  • Excellent communication and interpersonal skills.">
  • Ability to work in a fast-paced environment and prioritize tasks effectively.">
  • Proven experience in credit management and risk assessment.">
  • Knowledge of regulatory requirements and industry standards.">
  • Ability to analyze data and make informed decisions.">
  • Strong leadership and team management skills.">
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Benefits:

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  • ">
  • Opportunity to work in a dynamic and growing organization.">
  • Competitive salary and benefits package.">
  • Chance to develop and grow in a challenging role.">
  • Collaborative and supportive work environment.">
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