Senior Credit Specialist

1 day ago


Pune, Maharashtra, India beBeeCreditProfessional Full time ₹ 80,00,000 - ₹ 2,00,00,000
Key Credit Professional

Credit professionals at leading organizations play a vital role in assessing the creditworthiness of loan applicants. They evaluate proposals, use performance history, and assess liquidity to make informed decisions.

Responsibilities:
  • Conduct thorough credit appraisals of loan applications within defined guidelines.
  • Evaluate customer proposals for home loans and LAPs, considering factors like property knowledge and profitability ratios.
  • Interact with customers to understand their business needs and regularly monitor delinquencies/infants.
  • Make timely decisions within defined Turn-Around-Times (TATs).
  • Collaborate with sales, operations, legal, technical, and customer service teams.
Requirements:
  • Bachelor's degree in Business Administration, Marketing, or a related field.
  • Minimum 2 years of experience in sales management, specifically in home loans or mortgage-related roles.
  • Proven track record of success in leading and motivating sales teams to achieve targets.
  • In-depth knowledge of rural housing markets, including market trends, regulations, and customer preferences.
  • Excellent communication, negotiation, and interpersonal skills.
  • Strong analytical and problem-solving abilities.
  • Ability to work independently and remotely, managing multiple priorities effectively.


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