Chief Credit Officer

23 hours ago


Pune, Maharashtra, India beBeeCredit Full time ₹ 1,26,90,000 - ₹ 2,11,16,000
Senior Financial Analyst Position Overview

As a key member of our team, you will play a pivotal role in evaluating the creditworthiness of loan applicants and properties. Your meticulous analysis of financial data, property valuations, and loan documentation will inform your lending decisions.

Responsibilities
  • Conduct comprehensive credit assessments of borrower profiles, including credit reports, debt-to-income ratios, and payment history.
  • Thoroughly review property appraisals to validate valuation, condition, and marketability.
  • Verify and critically evaluate income, asset, and credit documents to ensure accuracy and consistency with underwriting guidelines.
  • Review subsequent loan documents received post-processing for accuracy and completeness.
  • Making informed decisions on loan applications (approve, conditionally approve, or deny) based on comprehensive analysis and adherence to guidelines.
  • Complete detailed Underwriting Memos or worksheets as required, documenting the rationale for loan decisions and conditions.

Compliance with regulatory requirements is essential; you must adhere to all relevant policies and procedures to ensure smooth operations.

Requirements
  • Strong analytical skills with attention to detail.
  • Ability to work accurately under pressure.
  • Effective communication and collaboration skills.
  • Proficiency in financial software and tools.
Benefits

Our organization offers a dynamic work environment, opportunities for growth and development, and a competitive compensation package.


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