Lead Payments Product Strategist

9 hours ago

Chennai, Tamil Nadu, India beBeePayments Full time ₹ 25,00,000 - ₹ 40,00,000

Job Description

We are seeking an experienced product manager to lead the strategy, development, and evolution of our payment processing platform. This role requires deep expertise in ACH and Wire transfers, with exposure to RTP, FedNow, and card payment networks.

The product development is for the US and Middle East markets.

Key Responsibilities:

  • Define and execute the product strategy and roadmap for payments, ensuring alignment with customer needs and regulatory standards.
  • Lead the end-to-end product lifecycle - from ideation to deployment - with a strong focus on security, scalability, and real-time processing.
  • Develop functional specifications for integrations across banks and payment networks.
  • Partner with engineering to design APIs, workflows, and transaction rules that meet compliance and operational requirements.
  • Ensure adherence to Nacha, FedWire, and card network standards.
  • Define and track KPIs such as success rates, processing speed, and fraud detection to improve platform performance.
  • Build relationships with banks, payment networks, and fintech partners to drive integrations and innovation.
  • Stay ahead of emerging trends in real-time payments, digital wallets, and open banking to shape future product direction.

Requirements:

  • 10+ years of experience in payments product management within a financial institution, fintech, or payment processor.
  • Deep expertise in ACH & Wire transfers (Nacha rules, FedWire operations).
  • Hands-on experience with RTP, FedNow, and card issuing/processing.
  • Strong knowledge of payment network integrations, ISO 20022 messaging, and API-based payment systems.
  • Familiarity with regulatory compliance, fraud detection, and risk management.
  • Proven ability to translate business needs into technical requirements.
  • Strong analytical, problem-solving, and communication skills with stakeholder management experience.
  • Demonstrated success in delivering complex payment solutions in collaboration with engineering and compliance teams.
  • Strong Communication, interaction with international clients.

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