NETXD - Product Manager - Payments Hub

4 weeks ago

Chennai, Tamil Nadu, India NETXD Software Service Provider Full time

- We are seeking an experienced Product Manager - Payments Hub to lead the development and enhancement of our payment processing platform.

- The ideal candidate will have deep expertise in ACH and Wire transfers, along with experience in one or more of RTP, FedNow, and card payment networks.

- You will work closely with engineering and business teams to drive product strategy, roadmap execution, and customer adoption.

Key Responsibilities:

- Define and execute the product strategy and roadmap for the Payments Hub, ensuring alignment with customer needs and regulatory requirements.

- Lead end-to-end product development lifecycle, from ideation to deployment, with a strong focus on scalability, security, and real-time processing.

- Develop detailed functional specifications for ACH, Wire, RTP, FedNow, and card payments, ensuring seamless integration across financial institutions and payment networks.

- Collaborate with engineering teams to design APIs, workflows, and transaction processing rules that meet compliance and operational requirements.

- Ensure adherence to Nacha, Fed, and card network standards.

- Define and monitor key performance metrics (transaction success rates, processing speeds, fraud detection, etc. ) to continuously improve the platform.

- Engage with customers, banks, and payment partners to understand market trends, pain points, and opportunities for innovation.

- Drive partnerships and integrations with payment networks, core banking providers, and fintech partners.

- Stay ahead of emerging trends in real-time payments, open banking, and digital wallets.

Qualifications:

- 10+ years of experience in payments product management, preferably in a financial institution, fintech, or payment processor.

- Deep expertise in ACH and Wire payments (Nacha rules, FedWire operations etc.

- Experience with one or more of RTP, FedNow, and card issuing / processing.

- Strong understanding of payment network integrations, ISO 20022 messaging, and API-based payment processing.

- Knowledge of regulatory requirements, risk management, and fraud detection in payments.

- Excellent ability to translate business requirements into technical specifications.

- Experience working with engineering, compliance, and sales teams to deliver complex payment solutions.

- Strong analytical and problem-solving skills with a data-driven approach.

- Exceptional communication and stakeholder management skills.

Company Website: www.netxd.com.

- NetXD Inc. provides a programmable enterprise operating system powered by a proprietary Large Action Models (LAM) enabling organizations to leverage AI and transform their back office, middle office and provide a highly personalized customer experience.

- For banks, NetXD offers a "Sidecar Core" that supports all major types of consumer and business bank accounts, embedded banking and paired with a payment hub with support for all major payment rails.

- Founded by an ex-google professional, helmed by Bankers & Engineers with extensive experience, NetXD was established in the year 2019.

- NetXD's India Development Center is in Chennai.

- NetXD is an equal opportunity workplace and is an affirmative action employer.

- We are committed to equal employment opportunities regardless of race, caste, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity or Veteran status.

(ref:iimjobs.com)

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