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2 days ago
This role involves developing and executing strategic plans to drive business growth while managing credit risk.
Key Responsibilities:- Monitor loan portfolios to track overdue accounts, defaults, delinquencies, and NPAs, and identify early warning signals of credit risk.
- Conduct comprehensive risk assessments and develop actionable strategies to mitigate credit risk while aligning with business objectives.
- Collaborate with underwriting, credit, and collections teams to strengthen credit decision-making and improve recoveries.
- Establish and maintain robust credit risk frameworks, ensuring adherence to regulatory guidelines and company policies.
- Prepare regular management information reports, risk reports, and portfolio reviews for stakeholders, highlighting key risk trends and exposures.
- Ensure effective monitoring of asset quality and recommend measures to maintain a healthy loan book.
- 4-9 years of experience in corporate strategy or a related field.
- Strong understanding of credit risk management and financial analysis.
- Excellent communication and collaboration skills.
- Able to work effectively in a fast-paced environment.
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