Credit Risk Strategist

2 days ago


Ghaziabad, Uttar Pradesh, India beBeeRiskStrategist Full time ₹ 15,00,000 - ₹ 20,00,000

About the Role:

Our organization is seeking a highly skilled Credit Risk Strategist to join our team. As a key member of our risk management department, you will be responsible for developing and implementing credit risk models and frameworks that meet our business needs.

Main Responsibilities:

  • Risk Model Development: Design, develop, and implement credit risk models that accurately assess the likelihood of default and identify areas of risk within our portfolio.
  • Risk Framework Implementation: Collaborate with internal teams to ensure the effective implementation of credit risk strategies across the lending life cycle, from acquisition to collections.
  • Portfolio Review: Conduct regular reviews of our portfolio to identify trends, anomalies, and potential risks, providing actionable insights to inform business decisions.
  • Risk Policy Maintenance: Ensure that risk policies are up-to-date, reflect changing market conditions, and align with our organization's risk appetite.
  • Data Analysis: Analyze industry data to identify market trends, prepare MIS/dashboards, and provide strategic recommendations to senior management.

Requirements:

  • Education: BTech or MTech from a reputable institution
  • Experience: 3-6 years of experience in managing risk in a NBFC/Fintech/Lending environment
  • Technical Skills: Proficiency in Python and SQL, with a strong understanding of statistical models and data analysis
  • Desirable Qualifications: Experience in microfinance/MSME lending

What We Offer:

  • A dynamic work environment that fosters growth and development
  • A competitive compensation package
  • Ongoing training and support to enhance your skills

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