Senior Underwriting Specialist

4 hours ago

Chennai, Tamil Nadu, India beBeeRisk Full time ₹ 1,04,000 - ₹ 1,30,878
Underwriter Job

This position entails a detailed review of mortgage loan files, assessing the accuracy and integrity of the information used to support lending decisions. Essential responsibilities include performing in-depth reviews of income, assets, credit, and collateral; verifying the existence and accuracy of underwriting documents; confirming that underwriting decisions are supported; and ensuring compliance with all federal, state, and local laws and regulations.

Job Responsibilities:
  • Complete and in-depth review of mortgage loan files including; income, assets, credit and collateral
  • The accuracy and completeness of the loan application;
  • The existence and accuracy of the underwriting documents, including reverifications of underwriting documents, and a data integrity review;
  • The underwriting decision to confirm it is supported;
  • Compliance with all federal, state, and local laws and regulations.

Requirements:

  • Minimum 3+ years current mortgage loan underwriting experience
  • Strong knowledge of income calculations, tax returns, reading credit reports, identifying red flags
  • Basic knowledge of appraisal and ability to recognize red flags and ineligible properties
  • Thorough working knowledge of GSE underwriting guidelines and automated underwriting engines (DU/LP)
  • Strong analytic, interpersonal, and verbal and written communication skills

Benefits:

  • A competitive compensation package
  • Opportunities for career advancement
  • Collaborative work environment
  • Professional development opportunities

Other Information:

Must be willing and able to work as part of a team; strong capability to work in multiple systems - paperless environment; must be willing to work in strict security environment; candidates must be available to work outside of normal business hours when necessary;

Skills: Insurance Risk Management Compliance Analytic Communication Verbal Written Leadership Teamwork Problem Solving Continuous Learning Customer Service Time Management Flexibility Work Life Balance Paperless Environment Security Requirements Patient Understanding High-Stress Environment Meeting Deadlines Collaborating with Team Members Building Trust Mentorship Performance Feedback,

  • Senior Underwriter

    4 weeks ago

    Chennai, Tamil Nadu, India Mphasis Full time

    Underwriter 4 months onsite (Chennai/Pune) later Work from Home (Voice Process) US Shifts Night Shifts (Relocate to Chennai/Pune for 4 months) Looking for People from US Mortgage background Only About the Role : The Underwriter's primary responsibilities include reviewing mortgage files submitted to Underwriting. This position requires calculating...

  • Senior Underwriter

    4 weeks ago

    Chennai, Tamil Nadu, India Mphasis Full time

    Underwriter4 months onsite (Chennai/Pune) later Work from Home (Voice Process)US Shifts Night Shifts(Relocate to Chennai/Pune for 4 months)Looking for People from US Mortgage background OnlyAbout the Role: The Underwriter's primary responsibilities include reviewing mortgage files submitted to Underwriting. This position requires calculating income,...

  • Unlock Your Potential as a Senior Underwriting Expert

    3 days ago

    Chennai, Tamil Nadu, India beBeeUnderwriter Full time ₹ 2,50,000 - ₹ 5,00,000

    Job OverviewWe are seeking a skilled Senior Processor to join our team. In this role, you will be responsible for handling various aspects of underwriting and salary income calculation.Key Responsibilities:Experience in the 4Cs of UnderwritingSalary Income CalculationAsset calculationsDTILTVPI Credit report reviewRequirements:Senior Processor with 4-7 years...

  • Mortgage Document Review Specialist

    4 weeks ago

    Chennai, Tamil Nadu, India Mphasis Full time

    Position Overview:The Associate Docs to Stips Specialist is responsible for accurately associating borrower-provided documentation to the appropriate underwriting conditions (stips) within the loan origination system. This role requires attention to detail, familiarity with mortgage documentation, and the ability to work efficiently in a fast-paced,...

  • Senior Mortgage Loan Analyst

    1 day ago

    Chennai, Tamil Nadu, India beBeeUnderwriting Full time ₹ 15,00,000 - ₹ 20,00,000

    Conventional Mortgage Loan UnderwriterThe Conventional Mortgage Loan Underwriter plays a pivotal role in reviewing, analyzing, and underwriting mortgage loans to ensure eligibility, accuracy, completeness, and compliance with established policies and procedures.Key Responsibilities:Review and analyze mortgage loan applications to determine eligibility and...

  • Risk Management Specialist

    2 days ago

    Chennai, Tamil Nadu, India beBeeRiskManagement Full time ₹ 1,50,00,000 - ₹ 2,50,00,000

    Job Title: Risk Management Specialist Description:This is a highly skilled role that requires a deep understanding of risk management principles and practices.We are seeking an experienced Risk Management Specialist to join our team. The ideal candidate will have a strong background in risk analysis, credit risk management, and portfolio review.Key...

  • Us Mortgage

    2 weeks ago

    Chennai, Tamil Nadu, India Kamlax Global Technologies Sdn Bhd Full time

    Job DescriptionWere Hiring Senior US Mortgage UnderwriterLocation:ChennaiExperience:4+ YearsJoining:Immediate / Max 30 DaysKey Responsibilities:- Analyze loan transactions to assess borrower's creditworthiness while ensuring compliance with regulatory and lender guidelines.- Review loan applications, credit reports, appraisals, title, and closing...

  • Senior Business Analyst

    4 weeks ago

    Chennai, Tamil Nadu, India Spectral Consultants Full time

    Senior Business Analyst - P&C InsuranceLocation: Chennai (5 days WFO)Experience: 3 to 6 yearsNotice Period: Immediate to 60 days preferredAbout the Role:We are looking for a highly motivated and detail-oriented Senior Business Analyst with experience in Property & Casualty (P&C) insurance to join a leading business and technology consulting firm. You will...

  • Senior Application Development Specialist

    3 days ago

    Chennai, Tamil Nadu, India beBeeApplication Full time ₹ 9,00,000 - ₹ 12,00,000

    Senior Application Development SpecialistTransform your career with a challenging opportunity in senior application development!

  • Senior Corporate Finance Specialist

    3 days ago

    Chennai, Tamil Nadu, India beBeeCredit Full time ₹ 15,00,000 - ₹ 25,00,000

    Corporate Credit Manager RoleThe role of a corporate credit manager is pivotal in the financial services industry, where they play a key part in underwriting and approving credit proposals from corporate clients.This position requires a high degree of skill, expertise, and knowledge to ensure that credit risk is accurately assessed and managed. The...