Highly Skilled Mortgage Lender

6 days ago


Chennai, Tamil Nadu, India beBeeMortgage Full time ₹ 15,53,800 - ₹ 21,46,900
Job Opportunity

The ideal candidate will be responsible for auditing loans underwritten by credit officers to ensure compliance with banking policies, guidelines, and regulatory requirements.

Main Responsibilities:
  • Analyzing customer financial positions, employment history, credit history, and ability to repay.
  • Understanding and applying the principles of lending effectively.
  • Ensuring adherence to regulatory and company guidelines.
  • Assessing credit risk and determining loan approval/decline decisions.
  • Applying lending principles, mortgage insurance guidelines, and risk assessment practices.
  • Communicating with external stakeholders, including brokers/lenders.
Core Responsibilities:
  • Loan Application Assessment
  • Creditworthiness Evaluation
  • Income Verification
  • Risk Analysis
  • Property Valuation Review
  • Reviewing Loan-to-Value Ratio (LVR)
  • Approval or Declination of Loans
  • Fraud Detection

Key Skills & Qualifications include: Knowledge of Responsible Lending Obligations, Understanding of APRA and ASIC regulations, Strong analytical and financial assessment skills, Excellent attention to detail and time management, Effective communication & stakeholder management skills, Experience with lending policies & procedures, and Experience with KYC process.

Requirements: Bachelor's or Master's degree in any field. Experience: 2+ years in Pre-underwriting, Loan Processing, Mortgage Underwriting, or Post Close Underwriting in Australian, USA, or UK mortgage domains. Must-have: Strong understanding of Australian, US, or UK lending regulations. Advantageous: Candidates with strong communication experience with onshore clients have a competitive edge.



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