Credit Risk Strategist

2 days ago


Bengaluru, Karnataka, India beBeeCredit Full time ₹ 17,60,025 - ₹ 26,43,725

Job Title: Credit Risk Analyst/Strategy Specialist

About the Role

The role of a Credit Risk Analyst/Strategy Specialist involves developing strategies for risk segmentation, underwriting, line management, and account management to enhance the organization's credit portfolio.

Key Responsibilities
  • Develop recommendations to adjust credit policies by analyzing credit and financial performance data.
  • Utilize statistical scoring, segmentation, and regression techniques to identify areas of improvement.
  • Perform risk, financial, and data analyses using Statistical Analysis System (SAS) in a UNIX environment to inform business decisions.
  • Research customer and management queries using risk systems and data to provide timely insights.
  • Manage risk levels for the entire credit spectrum across multiple products and retail formats to minimize losses.

This is an intermediate-level position that requires strong technical skills in statistical procedures, including regression, decision trees, linear and nonlinear optimization. The ideal candidate will have hands-on experience with Risk Strategy Development procedures and concepts, as well as proficiency in SAS, SQL, Oracle, Unix, Microsoft Word, Excel, and PowerPoint.

Required Skills and Qualifications

To be successful in this role, candidates should possess:

  • Strong analytical and problem-solving skills.
  • Excellent communication and interpersonal skills.
  • Ability to work independently and as part of a team.
  • Proficiency in statistical software and programming languages.
  • Bachelor's degree in a related field.

We offer a competitive salary and benefits package, as well as opportunities for professional growth and development.

Join Our Team

If you are a motivated and detail-oriented individual who is passionate about risk analysis and strategy development, we encourage you to apply for this exciting opportunity.


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