
Digital Collections Strategist
2 days ago
About This Role:
We are seeking an experienced Digital Collections Strategist to join our team. The ideal candidate will be responsible for developing and executing digital outreach strategies to improve collections performance.
Key Responsibilities:
- Digital Campaign Strategy
- Design and execute multi-channel digital campaigns tailored to customer segments and delinquency stages.
- Develop and maintain a campaign calendar aligned with business priorities and regulatory guidelines.
- Collaborate with internal teams to align messaging, tone, and escalation protocols.
- Utilize the campaign builder platform to configure and allocate customer segments across delinquency buckets, channels, and vendors.
- Ensure dynamic allocation logic based on risk scores, payment behavior, and campaign responsiveness.
- Continuously monitor and refine allocation rules to optimize recovery outcomes and operational efficiency.
- Vendor Management
- Manage digital campaign vendors and platforms, ensuring performance, compliance, and seamless integration with internal systems.
- Track vendor KPIs such as engagement rate, PTP conversion, and recovery performance.
- Conduct regular reviews, audits, and innovation pilots with vendor partners.
- Analytics & Optimization
- Leverage campaign analytics to monitor performance and identify improvement opportunities.
- Use A/B testing, segmentation analysis, and predictive modeling to refine outreach strategies.
- Maintain structured MIS to track campaign outcomes and support decision-making.
- Compliance & Documentation
- Prepare and maintain documentation for compliance audits and Operational Risk Management (ORM).
- Ensure all campaigns and vendor activities adhere to RBI guidelines, data privacy norms, and internal policies.
- Collaborate with legal and compliance teams to update SOPs and risk control matrices.
Qualifications & Skills:
Education:
- Bachelor's or Master's degree in Marketing, Business, Analytics, or related field.
Experience:
- 5–10 years in digital marketing, collections strategy, or campaign management.
- Experience in financial services, NBFCs, or fintech preferred.
Technical Skills:
- Proficiency in campaign platforms (e.g., Twilio, FICO CCS, Genesys), SQL, and visualization tools (Power BI/Tableau).
- Familiarity with CRM systems, CFRs, and data integration workflows.
- Understanding of compliance frameworks and ORM documentation.
Soft Skills:
- Strong analytical and problem-solving abilities.
- Excellent communication and stakeholder management.
- Ability to work in a fast-paced, cross-functional environment.
What We Offer:
We offer a competitive salary and benefits package, along with opportunities for career growth and professional development.
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