Mortgage Risk Evaluator

3 days ago


Chennai, Tamil Nadu, India beBeeRiskAssessor Full time ₹ 60,00,000 - ₹ 99,90,000
Job Description

A Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The position involves analyzing financial information, reviewing loan applications, and making informed decisions to approve, conditionally approve, or deny mortgage loans. This role ensures that all loans meet the company's lending standards and regulatory requirements.

The successful candidate will be responsible for evaluating credit reports, analyzing financial statements, and assessing the borrower's credit history, employment, income, and debt levels. They will also need to confirm the property's value through appraisal reports and calculate debt-to-income (DTI) ratios and loan-to-value (LTV) ratios.

Key responsibilities include:



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