Mortgage Underwriter Specialist

2 days ago

Chennai, Tamil Nadu, India beBeeMortgageUnderwriter Full time ₹ 7,00,000 - ₹ 10,00,000

Loan Underwriter Opportunity

As a Loan Underwriter, you will play a vital role in ensuring the mortgage lending process is accurate and compliant with regulatory requirements. Your responsibility will be to analyze financial information, review loan applications, and make informed decisions to approve, conditionally approve, or deny mortgage loans.

Key Responsibilities:

  1. Review and analyze loan applications, verifying all required documents are complete and accurate.
  2. Assess the borrower's credit history, employment, income, and debt levels.
  3. Confirm the property's value through appraisal reports.

Credit and Financial Analysis:

  1. Evaluate credit reports to determine the borrower's creditworthiness.
  2. Analyze financial statements, tax returns, pay stubs, and other income documentation.
  3. Calculate debt-to-income (DTI) ratios and loan-to-value (LTV) ratios.

Property Valuation Review:

  1. Review appraisals and alternative value products for conformity to client-specified requirements to assess the accuracy of the property valuation.

Compliance and Risk Assessment:

  1. Ensure loans comply with all federal, state, and local regulations.
  2. Adhere to company policies and guidelines.
  3. Identify potential risks and assess the overall risk level of the loan.

Essential Skills and Qualifications:

  • Any bachelor's degree.
  • Proven experience in mortgage processing or underwriting.
  • Strong knowledge of mortgage industry regulations and procedures.
  • Excellent analytical and problem-solving skills.
  • Detail-oriented with exceptional organizational abilities.
  • Proficiency in using mortgage processing software and financial tools.
  • Effective communication and interpersonal skills.
  • Ability to work efficiently under pressure and meet tight deadlines.
  • Solid understanding of financial statements and credit reports.
  • Certification in mortgage underwriting or related fields is a plus.

Why This Role Matters:

This role is critical in ensuring the accuracy and compliance of the mortgage lending process. You will have the opportunity to work with various stakeholders, including borrowers, loan officers, and other teams within the organization. As a Loan Underwriter, you will play a key role in shaping the future of the mortgage industry.

What We Offer:

We offer a competitive salary, comprehensive benefits package, and opportunities for career growth and development. If you are looking for a challenging and rewarding role that allows you to make a meaningful impact, we encourage you to apply.

  • Underwriter - U.S Mortgage

    4 weeks ago

    Chennai, Tamil Nadu, India Talentgigs Full time

    JOB TITLE:U.S Mortgage Underwriter SHIFT TIMING: Must be open for Night Shift POSITION TYPE: Full-Time LOCATION: Chennai Experience Range: 0.6 months – 8 years Notice period: UPTO45Days Job description A Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential...

  • Underwriter - U.S Mortgage

    2 weeks ago

    Chennai, Tamil Nadu, India Talentgigs Full time

    JOB TITLE:U.S Mortgage Underwriter SHIFT TIMING: Must be open for Night Shift POSITION TYPE: Full-Time LOCATION: Chennai Experience Range: 0.6 months – 8 years Notice period: UPTO45Days Job description A Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential...

  • Senior Mortgage Underwriting Specialist

    2 days ago

    Chennai, Tamil Nadu, India beBeeUnderwriter Full time ₹ 12,00,000 - ₹ 16,00,000

    At the forefront of mortgage processing, this role calls for an experienced professional to spearhead underwriting operations. The ideal candidate will possess a deep understanding of financial metrics and lending practices.">4-7 years of experience in the 4Cs of underwriting: Character, Capacity, Capital, and Collateral.Strong knowledge of DTI...

  • Underwriter

    3 days ago

    Chennai, Tamil Nadu, India Consolidated Analytics Private Limited Full time

    Multiple Positions from Analyst to Assistant ManagersExperience Range: 1-8 yearsNotice Period: Immediate to 30 daysMust be willing to work in Night ShiftsPlease share your updated resume to Amith( ) along with the following details;Total years of experience: Relevant years of experience:Current CTC:Expected CTC:Notice Period:Willingness to work from Office:...

  • Walk- in Drive For Mortgage Underwriter

    9 hours ago

    Chennai, Tamil Nadu, India HCLTech Full time

    If you are looking for an exciting opportunity, join us at the Walk-in Drive HCL is hiring for Associate / Senior Executive roles, and we are conducting a Walk-in Drive in Sholinganallur. Walk-in Drive Details: Location: HCL TECH- Sholinganallur, (Address: Elcot SEZ, Medavakkam High Road, Solinganallur, Chennai, Tamil Nadu ) Date: Thursday,...

  • Walk- in Drive For Mortgage Underwriter

    8 hours ago

    Chennai, Tamil Nadu, India HCLTech Full time

    If you are looking for an exciting opportunity, join us at the Walk-in DriveHCL is hiring for Associate / Senior Executive roles, and we are conducting a Walk-in Drive in Sholinganallur. Walk-in Drive Details: Location: HCL TECH- Sholinganallur, (Address: Elcot SEZ, Medavakkam High Road, Solinganallur, Chennai, Tamil Nadu 600119) Date: Thursday, 04 September...

  • Walk- in Drive For Mortgage Underwriter

    12 hours ago

    Chennai, Tamil Nadu, India HCLTech Full time

    If you are looking for an exciting opportunity, join us at the Walk-in DriveHCL is hiring for Associate / Senior Executive roles, and we are conducting a Walk-in Drive in Sholinganallur. Walk-in Drive Details: Location: HCL TECH- Sholinganallur, (Address: Elcot SEZ, Medavakkam High Road, Solinganallur, Chennai, Tamil Nadu 600119) Date: Thursday, 04...

  • mortgage opportunities

    1 day ago

    Chennai, Tamil Nadu, India beBeeMortgage Full time US$ 1,04,000 - US$ 1,30,878

    Job Title: Mortgage UnderwriterAt our company, we are seeking a highly skilled Mortgage Underwriter to join our team. The successful candidate will be responsible for verifying loan applications and reviewing all 4 Cs, evaluating risks, and making loan eligibility decisions.As a Mortgage Underwriter, you will have the opportunity to work with a variety of...

  • Underwriter

    7 days ago

    Chennai, Tamil Nadu, India Consolidated Analytics Private Limited Full time

    Multiple Positions from Analyst to SME - Walk in 25 Aug 2025 TO 27 Aug 2025 @ 10.30 am to 1.00 pm Experience Range: 1-8 years Notice Period: Immediate joiners to 15 days Notice period. Must be willing to work in Night Shifts Open Job description A Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness...

  • Underwriter

    4 weeks ago

    Chennai, Tamil Nadu, India Consolidated Analytics Private Limited Full time

    Multiple Positions from Analyst to Assistant Managers Experience Range: 1-8 years Notice Period: Immediate to 30 days Must be willing to work in Night Shifts Please share your updated resume to Amith( ) along with the following details; Total years of experience: Relevant years of experience: Current CTC: Expected CTC: Notice Period: Willingness to work...