
Lead Underwriting Specialist
7 hours ago
We are seeking a skilled professional to join our team as a Senior Underwriter. The ideal candidate will have extensive experience in underwriting and possess a strong understanding of credit report review, debt-to-income ratio assessment, loan-to-value evaluation, and asset calculation.
The successful candidate will be responsible for performing live underwriting with complete end-to-end case ownership, evaluating borrower profiles using the 4Cs of credit, conducting detailed credit report reviews for accurate risk assessment, and collaborating with internal teams to ensure smooth processing and decision-making.
Key Responsibilities:
- Evaluate borrower profiles using the 4 Cs of Credit – Character, Capacity, Capital, and Collateral
- Conduct a detailed Credit Report Review for accurate risk assessment
- Ensure compliance with regulatory guidelines
Requirements:
- Minimum 3.5 years of underwriting experience (Live / End-to-End)
- Strong knowledge of Credit Report Review, DTI, LTV, PITI, Income & Asset calculations
- Excellent analytical and decision-making skills with high accuracy
Career Growth Opportunities:
- Develop your expertise in underwriting
- Pursue challenging cases
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