Credit Risk Modelling Analytics

Equifax is where you can power your possible. If you want to achieve your true potential, chart new paths, develop new skills, collaborate with bright minds,  and make a meaningful impact, we want to hear from you. As an Equifax Model Performance Monitoring Analytics Consultant you will play a pivotal role in the Model Governance function within Data and Analytics (D&A). You will deliver and manage Model Governance projects, including complex modelling monitoring and supporting ongoing validation assignments. You will provide consultancy and have engagement with key stakeholders such as Core and Client Analytics, Product,  Compliance and Data Privacy. As a Model Performance Monitoring Analytics Consultant you will have expert knowledge of the way scorecards and models are built, having worked on a number of developments across several verticals. Your Model performance monitoring outputs will be presented and reviewed at the Equifax Analytics Governance body the Analytics Council.As an Equifax Model Performance Monitoring Analytics Consultant you will :Develop and implement monitoring systems for statistical models using proven experience in statistical model development and in-depth analytical and modeling expertise, leveraging CRA data assets.Manage all stages of Model Performance Monitoring projects, including design, development, and execution, to meet quality standards and project timelines. This encompasses all model types, such as logistic regression and Machine Learning techniques.Support the Equifax business with technical model monitoring and validation expertise and consultancy, leading to constructive and effective working relationships with other departments and business units including model owners, model developers, platform owners, marketing, technology, compliance, legal and business owners.Lead the implementation of on-going step improvements in Equifax model performance monitoring software and processes / procedures.Communicate analytical Model performance results to cross functional stakeholders and senior Analytics leaders. The role involves using data mining tools and programming languages SQL and Python to prepare data for analysis and business decision making.Understand of the regulatory landscape with respect to CRA Model Performance Monitoring and the potential impact to our clientsWhat you'll doWorks in Data and Analytics to independently design projects to meet business needsLeverage advanced techniques to create code that is optimized, efficient, repeatable and scalableUse analytical insights to develop solutions, improved processes and work with counterparts in the business to implement proposed solutionsUnderstand ingestion prioritizations, analyze, understand and prepare complex and new data sources and incorporate them into project design. Acts as a domain and/or technical lead to more junior membersPackage, summarize, visualize and perform storytelling on analytical findings and results for management and business usersSolve complex internal or customer analytical problems across various business domains and areas of expertiseAbility to talk to impact and strategic importance of findings on the business (either Equifax or external customer) and recommend appropriate course of action; ability to advocate to implementation of solutions and improved processes as well as share the qualitative and quantitative elements to drive value and share the "so what' out of the analysis being performed. Ensure proper use of Equifax data assets by working closely with data governance and compliance professionals What experience you need  BS degree in a STEM major or equivalent discipline5-7 years of experience in a related analyst roleCloud certification strongly preferredTechnical capabilities including SQL, BigQuery, R, Python, MS Excel / Google Sheets, Tableau, LookerExperience working as a team and collaborating with others on producing descriptive and diagnostic analysis. Experience working with non-technical partners to explore new capabilities and data monetisation opportunitiesWhat could set you apartExperience in a credit risk / model development environment  developing statistical models, with hands on detailed analytic & modelling expertise, ideally leveraging CRA data assetsExperience in scorecard monitoring  Experience in the use of credit bureau dataExperience in programming languages SAS, SQL and Python in a credit risk environmentStrong written and verbal communication and consulting skills, with the ability and confidence to present to business partners and senior managementProficiency with Google suite or MS Office (docs/Word, sheets/Excel, slides/PowerPoint)Experience with model risk management and/or complianceExpertise in scorecard validations within a given industry sectorPrevious analytical consultancy in a big data environmentExposure to machine learning techniquesExperience with data visualization tools.Cloud experience using GCP or Amazon AWSWe offer a hybrid work setting, comprehensive compensation and healthcare packages, attractive paid time off, and organizational growth potential through our online learning platform with guided career tracks.Are you ready to power your possible?  Apply today, and get started on a path toward an exciting new career at Equifax, where you can make a differencePrimary Location: IND-Pune-Equifax Analytics-PECIND-Pune-Equifax Analytics-PEC-RemoteFunction: Function - Data and AnalyticsSchedule: Full time