Credit Officer
7 days ago
Key Responsibilities: Conduct visits to all clients in the morning to authenticate the Client Profile Verification (CPV) forms completed by the Field Officer (FO). Verify and sign Know Your Customer (KYC) documents, marking them with the "Originally Seen and Verified" (OSV) seal. Assess the creditworthiness and financial stability of applicants through comprehensive analysis of their financial statements, credit history, and collateral (if applicable). Ensure accuracy and completeness of client information. Conduct three surprise visits to the loan collection centers (SCV) weekly. Collect monthly loan installments from clients and submit reports in the prescribed format. Monitor compliance with loan repayment schedules and identify any irregularities or issues. Collect cash from Field Officers in the afternoon, along with due sheets and daybook entries. Coordinate with the Branch Manager and Field Officer to deposit cash in the bank. Maintain accuracy and transparency in cash handling procedures. Maintain the petty cash fund, ensuring proper documentation of expenses, and reconcile and submit weekly petty cash accounts to the Accounts Department. Accompany the Branch Manager during loan disbursements, capture and store photographs of the disbursement with BM and CO present, and send them to the Head Office on the same day. Prepare and submit accurate reports on loan disbursements, collections, and portfolio quality. Prepare daily collection and disbursement reports and submit the reports to the Finance Department at the Head Office Prepare details for High Mark Credit information in the afternoon and hand over the details to the Branch Manager for report extraction. Record loan repayments and other relevant transactions in the software system accurately and timely. Safeguard and manage cheque leaves received from the Head Office for loan disbursement, petty cash replenishment, or other authorized purposes. Perform any other work assigned promptly and efficiently. Qualifications and Skills: - Min. 2 years experience in microfinance (JLG) highly desirable. - Strong analytical skills with the ability to interpret financial statements and assess creditworthiness. - Familiarity with regulatory requirements and compliance frameworks in the microfinance industry. - Excellent communication and interpersonal skills Requirement: Two wheeler and License must. **Salary**: ₹19,000.00 - ₹22,000.00 per month **Benefits**: - Health insurance Schedule: - Day shift **Experience**: - Credit: 2 years (preferred)
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Credit Analyst_RBI
1 week ago
Remote, India FINACPLUS GLOBAL SERVICES PRIVATE LIMITED Full time ₹ 1,20,000 - ₹ 6,00,000 per yearJob Description – Credit AnalystWe are seeking an experienced Credit Analyst with a strong background in U.S. Residential Private Lending. The ideal candidate will be responsible for reviewing loan files, analyzing risk, validating documentation, and ensuring files are complete, accurate, and compliant with company guidelines. This role requires strong...
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Credit Controller
5 hours ago
Remote, India Sapphire Systems Full time**About Sapphire Systems**: Sapphire is the largest digital operating transformation provider to the mid-market and mid-enterprise clients. Our mission is to turn operating friction into digital business momentum. Through the passion and expertise of our people, we unlock the cloud-delivered operating platforms, digital user experiences, data analytics, and...
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Credit Controller
5 hours ago
Remote, India SafeGuard Global Full timeHow would you like to team up with colleagues from the Americas, Europe, and Asia? We call ourselves Guardians, and there are over 1800 of us across the world. We understand that each one of our Guardians is unique, each with their own style of working. Our ‘Work in Any Way’ model means you’ll have the freedom to choose where and how you work...
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Credit Risk Modelling Analytics
3 days ago
remote, India Equifax Full timeEquifax is where you can power your possible. If you want to achieve your true potential, chart new paths, develop new skills, collaborate with bright minds, and make a meaningful impact, we want to hear from you. As an Equifax Model Performance Monitoring Analytics Consultant you will play a pivotal role in the Model Governance function within Data and...
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Malayalam & Tamil Recruitment Officer
2 days ago
Remote, India Sumeru Global Support Solutions Pvt Ltd Full timeURGENT OPENING for MALAYALAM speaking recruiters. Our company Sumeru Global Support Solutions Pvt. Ltd. handles back end processes of Banks. We seek MULTILINGUAL, smart, dedicated and hard working individuals, who would be able to join immediately, as HR Recruiters working from home. They need to be able to SPEAK & READ MALAYALAM. Knowledge of TAMIL &...
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Relationship Officer-vehicle Loan
2 days ago
Remote, India Kiara MicroCredit Private Limited Full timeA sales staff is supposed to source vehicle loan to KMCL as per our rules and conditions of KMCL and to support all promotional activities and other activities to promote vehicle loans department. - Support and assist all Operations & back office works of Vehicle loan department on daily basis. - Sourcing of vehicle loans for KMCL as per the policy from open...
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Executive Officer
2 weeks ago
Remote, India Emancipation Edutech Pvt. Ltd. Full time ₹ 4,80,000 - ₹ 12,00,000 per yearOrganization: Udbhava Avinya Bharat LLPType: Full-Time / Founding Phase RoleRole OverviewThe Executive Officer will work directly with the founding leadership to manage operational, administrative, strategic, and project-related responsibilities across Udbhava Avinya Bharat LLP.This role requires strong coordination, documentation, communication, and...
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Remote, India Luxoft Full time**Project** Description**: Our Customer is a Leading commodity trading and logistics house in Switzerland that provides a front to back integrated platform for straight through processing and risk management. We will have key roles in projects such as managing the scope, design and delivering requirements from front to back office as well as support. We are...
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Area Sales Officer
5 hours ago
Remote, India THANGAM ENTERPRISES Full timeGeneral Requirements - Customer service oriented, with the ability to meet sales goals. - Possess strong ability to prospect, negotiate, and close sales. - Ability to give attention to safety issues. - Ability to maintain a neat and presentable personality. - Strong persistence in dealing with people and not giving up easily. - Possess self-confidence,...
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Mortgage Loan Processor
7 days ago
Remote, India AAA CAPITAL INVESTMENT INC Full time**Position: Mortgage Loan Processor (US Market Focus)** **Location: (Remote Work)** **Salary: $1000-$1500 USD per month** Job Overview: **Duties**: - Verify borrower information, employment history, credit reports, and financial statements - Calculate debt-to-income ratios and evaluate borrower's creditworthiness - Prepare loan files for underwriting and...