[07/10/2025] Assistant Manager

Job Description Job Description About the company SBI Card is a leading pure-play credit card issuer in India, offering a wide range of credit cards to cater to diverse customer needs. We are constantly innovating to meet the evolving financial needs of our customers, empowering them with digital currency for seamless payment experience and indulge in rewarding benefits. At SBI Card, the motto Make Life Simple inspires every initiative, ensuring that customer convenience is at the forefront of all that we do. We are committed to building an environment where people can thrive and create a better future for everyone. SBI Card is proud to be an equal opportunity & inclusive employer and welcome employees without any discrimination on the grounds of race, colour, gender, religion, creed, disability, sexual orientation, gender identity, marital status, caste etc. SBI Card is committed to fostering an inclusive and diverse workplace where all employees are treated equally with dignity and respect which makes it a promising place to work. Join us to shape the future of digital payment in India and unlock your full potential. What's In It For YOU - SBI Card truly lives by the work-life balance philosophy. We offer a robust wellness and wellbeing program to support mental and physical health of our employees - Admirable work deserves to be rewarded. We have a well curated bouquet of rewards and recognition program for the employees - Dynamic, Inclusive and Diverse team culture - Gender Neutral Policy - Inclusive Health Benefits for all - Medical Insurance, Personal Accidental, Group Term Life Insurance and Annual Health Checkup, Dental and OPD benefits - Commitment to the overall development of an employee through comprehensive learning & development framework Role Purpose The role is responsible for performing portfolio analytics for FP&A and is required to prepare key support to relating to card business portfolio and prepare various business analytics reports, act as finance business partner for product and pricing and review product behavior/profitability. Role Accountability - Support in new product initiatives by analyzing portfolio trend to analyze products behavior at different pricing point, extracting data related to portfolio behavior, spends / NEA trend, loss metrics, detailed profitability, prepare backup files with all requisite metrics to help understanding the NPI Deck. etc. - Support Income Model forecast by analyzing macroeconomic outlook to estimate market share - Provide key support in analyzing Spends NEA model and support in preparing response to various ad-hoc analytics, scenario and simulations to aid decision making - Prepare analytics for business insights, key trends, comparisons for business decisions, periodic analytics report, provide ad-hoc profitability analysis - Support in preparing revenue and credit cost models for MoU and various ad hoc analytics to support decision making - Analyze segment-wise profitability by analyzing products, segment and customer profitability - Analyze and interpret periodic reports and other ad hoc reports related to product / segment / channel / vintage profitability, corporate profitability , transactor revolver analysis, cash pag campaigns etc. - Prepare MIS, monthly yield dashboard, analyze product-wise yield rate, support changes required in Tableau, looks for requirement of any new dashboard/filter in tableau - Work on monthly maintenance of PVT Dashboard in Tableau - Lead discussions for any new dashboard / filter/metrics in Tableau to help analyze business performance etc. - Prepare process documentation and compliance adherence - Lead new product development and changes, product profitability, prepare finance pages for new product initiatives, conduct competitive analysis (both product and pricing industry benchmarks), compare new product with existing internal products, Perform CBA (Cost benefit analysis) for various pricing/campaign proposals Measures of Success - Quality of analyses conducted - Effective portfolio reviews - Timely & Accurate MIS/ Dashboard preparation - Timely preparation of statutory and internal compliance reporting data - 5.Timely and accurate updating of process documentation - 6.Process Adherence as per MOU Technical Skills / Experience / Certifications Data science expert with expertise in querying, modelling etc. and conversant with software's like SAS, Tableau, SQL etc. Competencies critical to the role - Analytical ability - Verbal and written communication - Collaboration and Team Work - Problem solving Qualification BBA/BCA/B.tech/B.Com/CPA/CFA/CA Preferred Industry FSI/Telecom/Retail/Ecommerce/IT