▷ (Immediate Start) RPMG:Circle Portfolio Manager - Mortgage Loans - Field - Ninety

2 days ago

Mumbai India Axis Bank Full time

Job Description About Retail Portfolio Management Group The Retail Portfolio Management Group (RPMG) plays a strategic role in managing the bank's retail receivables, with a sharp focus on loss containment, cost efficiency, and portfolio sustainability. Through advanced analytics, technology-driven processes, and close collaboration with Credit, Risk, and Product teams, RPMG ensures risk-calibrated policy execution. RPMG engages delinquent customers with multiple repayment solutions and financial counseling, promoting responsible credit behavior and long-term financial health. This approach aligns with the bank's overarching Growth, Profitability, and Sustainability (GPS) strategy, positioning RPMG as a key contributor to operational resilience and financial performance. About the Role The Circle Portfolio Manager handles multiple geographies on delinquent portfolio for specific products. Circle Portfolio Manager ensures NPA resolution and manages the portfolio as per the existing process. Cluster Portfolio Manager also ensures compliance with the audit procedures of the bank Key Responsibilities .Ensure maximum release from the NPA pool by achieving the required resolution target as per the business requirement .Ensure minimum addition to the NPA pool by keeping the portfolio in check by maintaining the delinquency level .Prepare contingency plan for all collection related activities. .Manage the team of Bucket Managers and ensure achievement of the monthly resolution targets .Ensure that all collection agencies are fully compliant with RBI guidelines and bank's collection policy .Ensure adherence to the set process and audit requirements in place .Ensure minimum forward flow from the buckets .Ensure that assigned locations and collections agencies have sufficient manpower .Create a performance oriented environment leading to high employee motivation and productivity .Ensure that all staff are adequately trained on the products of the bank, processes and various policies of the bank Qualifications Optimal qualification for success on the job is: .Graduation/ Post-Graduation from a recognized institute .10 to 15 years with relevant experience. Role Proficiencies: For successful execution of the job, the candidate should possess the following: .Knowledge and understanding of collections and market dynamics. .Knowledge of regulatory guidelines and norms .Good communication (both verbal and written) skill in both English and the local language. .Ability to manage complex client situations. .Extensive geographical knowledge. .Ability to manage risk and uncertainty for self and team within a dynamic priority-setting environment. .Ability to handle pressure and deadlines.

  • RPMG:Cluster Portfolio Manager

    2 days ago

    Pune, India Axis Bank Full time

    Job Description RPMG: Cluster Portfolio Manager - Mortgage INTERNAL USAGE: No. of Vacancies: Reports to: Circle Manager Is a Team leader Y Team Size: Grade: AVP Business: Retail Banking Department: Retail Portfolio Management Group Sub-Department: Flows Location: PAN India About Retail Portfolio Management Group The Retail Portfolio Management Group...

  • Apply Now! RPMG:Portfolio Manager

    1 week ago

    Pune, India Axis Bank Full time

    Job Description RPMG: Portfolio Manager - Mortgage INTERNAL USAGE: No. of Vacancies: Reports to: Area Collections Manager Is a Team leader N Team Size: Grade: AM/DM Business: Retail Banking Department: Retail Portfolio Management Group Sub-Department: Flows Location: PAN India About Retail Portfolio Management Group The Retail Portfolio Management Group...

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    2 days ago

    Gaya, India Axis Bank Full time

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    Mumbai Metropolitan Region, India Umanist NA Full time ₹ 3,32,664 - ₹ 9,97,992 per year

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