RPMG:Cluster Portfolio Manager

2 days ago


Kolkata India Axis Bank Full time

Job Description About Retail Portfolio Management Group The Retail Portfolio Management Group (RPMG) plays a strategic role in managing the bank's retail receivables, with a sharp focus on loss containment, cost efficiency, and portfolio sustainability. Through advanced analytics, technology-driven processes, and close collaboration with Credit, Risk, and Product teams, RPMG ensures risk-calibrated policy execution. RPMG engages delinquent customers with multiple repayment solutions and financial counseling, promoting responsible credit behavior and long-term financial health. This approach aligns with the bank's overarching Growth, Profitability, and Sustainability (GPS) strategy, positioning RPMG as a key contributor to operational resilience and financial performance. Through advanced analytics, technology-driven processes, and close collaboration with Credit, Risk, and Product teams, RPMG ensures risk-calibrated policy execution About the Role The Cluster Portfolio Manager for Personal Loan handles multiple geographies on delinquent portfolio. Cluster Portfolio Manager ensures Bucket & NPA resolution/ Recovery and manages the portfolio as per the existing process. Cluster Portfolio Manager also ensures compliance with the audit procedures of the bank. Key Responsibilities .Ensure maximum release from the Bucket/NPA pool by achieving the required resolution target as per the business requirement .Ensure minimum addition to the NPA pool by keeping the portfolio in check by maintaining the delinquency level .Prepare contingency plan for all collection related activities. .Manage the team of Bucket Managers and ensure achievement of the monthly resolution targets .Ensure that all collection agencies are fully compliant with RBI guidelines and bank's collection policy .Ensure adherence to the set process and audit requirements in place .Ensure minimum forward flow from the buckets .Ensure that assigned locations and collections agencies have sufficient manpower .Create a performance-oriented environment leading to high employee motivation and productivity .Ensure that all staff are adequately trained on the products of the bank, processes and various policies of the bank Qualifications Optimal qualification for success on the job is: .Graduation/ post-graduation from a recognized institute .10 to 15 years with relevant experience. Role Proficiencies: For successful execution of the job, the candidate should possess the following: .Knowledge and understanding of collections and market dynamics. .Knowledge of regulatory guidelines and norms .Good communication (both verbal and written) skill in both English and the local language. .Ability to manage complex client situations. .Extensive geographical knowledge. .Ability to manage risk and uncertainty for self and team within a dynamic priority-setting environment. .Ability to handle pressure and deadlines.



  • Pune, India Axis Bank Full time

    Job Description RPMG: Cluster Portfolio Manager - Mortgage INTERNAL USAGE: No. of Vacancies: Reports to: Circle Manager Is a Team leader Y Team Size: Grade: AVP Business: Retail Banking Department: Retail Portfolio Management Group Sub-Department: Flows Location: PAN India About Retail Portfolio Management Group The Retail Portfolio Management Group...


  • Rajkot, India Axis Bank Full time

    Job Description RPMG: Cluster Portfolio Manager - SBB Loans INTERNAL USAGE: No. of Vacancies: Reports to: National Portfolio Manager Is a Team leader Y Team Size: Grade: AVP/VP Business: SBB Loans Department: Retail Portfolio Management Group Sub-Department: Location: PAN India About Retail Portfolio Management Group TheRetail Portfolio Management Group...


  • Alappuzha / Alleppey, India Axis Bank Full time

    Job Description RPMG: Cluster Portfolio Manager - Reach Market INTERNAL USAGE: No. of Vacancies: Reports to: Circle Portfolio Manager Is a Team leader Y Team Size: Grade: AVP/VP Business: Retail Products Department: Retail Portfolio Management Group Sub-Department: Location: PAN India About Retail Portfolio Management Group The RPMG department focuses on the...

  • RPMG:Cluster Manager

    3 weeks ago


    Kolkata, India Axis Bank Full time

    Job Description About Retail Portfolio Management Group The Retail Lending department focuses on the lending business of the bank by offering various loan products like home loans, car loans, and personal loans among others. They also offer working capital loans and business loans for small businesses and is also responsible for the rural lending business of...


  • Bhopal, India Axis Bank Full time

    Job Description RPMG: Cluster Portfolio Manager Bharat Banking loans INTERNAL USAGE: No. of Vacancies: Reports to: Circle Portfolio Manager Is a Team leader Y Team Size: Grade: SM Business: Retail Banking Department: Retail Portfolio Management Group Sub-Department: Bharat Banking Loans Location: PAN India About Retail Portfolio Management Group The RPMG...


  • Kolkata, West Bengal, India Axis Bank Full time

    RPMG Cluster Portfolio Manager - Tractor Loans INTERNAL USAGE No of Vacancies Reports to Circle Portfolio Manager Is a Team leader Y Team Size Grade SM Business Retail Banking Department Retail Portfolio Management Group Sub-Department Tractor Loans Location PAN India About Retail Portfolio Management Group The RPMG department focuses on the lending business...


  • Jaipur, India Axis Bank Full time

    Job Description About Retail Portfolio Management Group The Retail Portfolio Management Group (RPMG) plays a strategic role in managing the bank's retail receivables, with a sharp focus on loss containment, cost efficiency, and portfolio sustainability. Through advanced analytics, technology-driven processes, and close collaboration with Credit, Risk, and...


  • Surat, India Axis Bank Full time

    Job Description RPMG: Cluster Portfolio Manager - Auto Loans INTERNAL USAGE: No. of Vacancies: Reports to: Circle Collections Manager Is a Team leader Y Team Size: Grade: SM/AVP Business: Retail Banking Department: Retail Portfolio Management Group Sub-Department: Auto Loans Location: PAN India About Retail Portfolio Management Group The Retail Portfolio...


  • India Axis Bank Full time

    Job Description About Retail Portfolio Management Group The Retail Portfolio Management Group (RPMG) plays a strategic role in managing the bank's retail receivables, with a sharp focus on loss containment, cost efficiency, and portfolio sustainability. Through advanced analytics, technology-driven processes, and close collaboration with Credit, Risk, and...

  • Portfolio Manager

    4 weeks ago


    india, IN Onemind Services LLC Full time

    Portfolio Manager – Onemind ServicesSupporting an Enterprise Customer AccountWe’re looking to hire a Portfolio Manager to join Onemind Services and support an enterprise customer account. This role is not a traditional project manager or scrum facilitator position. It requires someone with the ability to oversee and drive multiple projects across teams...