Urgent: Relationship Manager-Bharat Business-Bharat Business Loans-Sales
1 day ago
Job Description The Relationship Manager - LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. --- Key Responsibilities: . Business Development: o Source new clients through market visits, channel partners, and referrals. o Promote LAP and affordable home loan products in the assigned territory. o Build and maintain relationships with key stakeholders like builders, real estate agents, and DSA partners. . Customer Relationship Management: o Manage customer lifecycle from lead generation to loan disbursement. o Handle client queries and ensure timely resolution. o Regularly follow up with existing customers for renewals, cross-sell opportunities, and referrals. . Credit Assessment: o Conduct initial credit evaluation and financial analysis of customers. o Ensure compliance with company's risk policy and documentation standards. o Liaise with credit and operations teams to ensure smooth processing and disbursement of loans. . Sales Target Achievement: o Achieve monthly and quarterly sales targets for LAP and affordable loans. o Monitor performance and proactively take corrective actions to ensure goals are met. . Market Intelligence: o Keep abreast of market trends, competitor products, and pricing strategies. o Provide feedback and insights to the product and marketing teams. --- Qualifications: . Bachelor's degree in Business Administration, Finance, or related field (MBA preferred) . 2-5 years of experience in sales of LAP, home loans, or affordable housing loans . Knowledge of local market and customer base . Understanding of lending norms, credit assessment, and compliance --- Skills Required: . Strong interpersonal and communication skills . Proven sales and negotiation abilities . Customer-centric mindset . Ability to work independently and in a team . Good knowledge of financial documents and credit underwriting
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Rawatsar, India Kotak Mahindra Bank Limited Full timeJob Description JD -Sales Manager-Mortgages Bharat Business . Achieve sales volume and revenue target on month on month basis. . Work closely with branch banking teams and participate in joint business development activities to generate business. . Recruit, Train and motivate the sales team to ensure high performance and regular field visits. . . Guide...
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Tarapur, India Kotak Mahindra Bank Limited Full timeJob Description JD - Relationship Manager-Bharat Business The Relationship Manager - LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer...
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Udaipur, India Kotak Mahindra Bank Limited Full timeJob Description As the Sales Manager-Mortgages, you will be responsible for overseeing the mortgage sales team and driving the overall sales strategy for the Bharat Business Loans division. Your primary focus will be on achieving sales targets, expanding the customer base, and maintaining strong relationships with existing clients. This role requires a...
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India Kotak Mahindra Bank Limited Full timeJob Description JD - Relationship Manager-Bharat Business The Relationship Manager - LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer...
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▷ Apply Now: Bharat Banking:TxB
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Relationship Manager
2 weeks ago
Nandigama, -Nandigama-/-Raithupeta-BrANP, RAGHAVENDRA RADHAKRISHNA COMPLEX MAIN BAZAR, Andhra Pradesh, India Kotak Mahindra Bank Full time ₹ 5,00,000 - ₹ 12,00,000 per yearRelationship Manager-Bharat Business-Bharat Business Loans-Sales The Relationship Manager – LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional...