Credit Manager

In Risk Barclays develops recommends and implements controls and cost-effective approaches to minimise Barclay s risks identifies and analyses potential sources of loss to minimise risk and estimate the potential financial consequences of an occurring loss See your commuteJoin us as a Credit Manager at Barclays where you ll spearhead the evolution of our digitallandscape driving innovation and excellence You ll harness cutting-edge technology to revolutionize our digital offerings ensuring unapparelled customer experiences Barclays is required by law to confirm that you have the Legal Right to Work in any role that you apply for If you currently hold a work visa sponsored by Barclays or you would require sponsorship from Barclays you must declare this as part of your application Sponsored visas are role and entity specific and any changes must be reviewed It is important to ensure you are always working on the correct visa Failure to accurately disclose your visa status or Legal Right to Work may result in your application or employment offer being withdrawn at any time To be successful as a Credit Manager you should have experience with Corporate financial analysis Proficiency in interpreting financial statements Portfolio management Corporate credit underwriting Corporate credit risk Some other highly valued skills may include Exposure in corporate real estate credit underwriting lending You may be assessed on the key critical skills relevant for success in role such as risk and controls change and transformation business acumen strategic thinking and digital and technology as well as job-specific technical skills Location NoidaPurpose of the roleTo safeguard the financial health of the bank by identifying analysing and mitigating potential credit risks associated with lending activities Accountabilities Analysis of financial data including income assets liabilities credit history and economic trends to determine the risk of default Monitoring of existing loan portfolios to identify potential credit deterioration or early warning signs of default Recommendation of loan approvals rejections or adjustments based on risk evaluation and bank lending policies Development and implementation of credit risk mitigation strategies including collateral management loan restructuring and workout plans Analyst Expectations Will have an impact on the work of related teams within the area Partner with other functions and business areas Takes responsibility for end results of a team xc3 xa2 xc2 x80 xc2 x99s operational processing and activities Escalate breaches of policies procedure appropriately Take responsibility for embedding new policies procedures adopted due to risk mitigation Advise and influence decision making within own area of expertise Take ownership for managing risk and strengthening controls in relation to the work you own or contribute to Deliver your work xc3 x82 and areas of responsibility in line with relevant rules regulation and codes of conduct Maintain and continually build an understanding of how own sub-function integrates with function alongside knowledge of the organisations products services and processes within the function Demonstrate understanding of how areas coordinate and contribute to the achievement of the objectives of the organisation sub-function Make evaluative judgements based on the analysis of factual information paying attention to detail Resolve problems by identifying and selecting solutions through the application of acquired technical experience and will be guided by precedents Guide and persuade team members and communicate complex sensitive information Act as contact point for stakeholders outside of the immediate function while building a network of contacts outside team and external to the organisation All colleagues will be expected to demonstrate the Barclays Values of Respect Integrity Service Excellence and Stewardship xc3 xa2 xc2 x80 xc2 x93 our moral compass helping us do what we believe is right They will also be expected to demonstrate the Barclays Mindset xc3 xa2 xc2 x80 xc2 x93 to Empower Challenge and Drive xc3 xa2 xc2 x80 xc2 x93 the operating manual for how we behave Share jobReasonable AdjustmentBarclays welcomes applications from all candidates and is committed to ensuring reasonable adjustments accommodations are put in place to allow for a fair and inclusive recruitment process For more information and how to request one please reviewOur purposeWe xc3 xa2 xc2 x80 xc2 x99re a global vital and highly respected financial organisation with an inspiring Purpose Operating in 39 countries and employing around 100 000 people across the world we help communities individuals and businesses thrive And we xc3 xa2 xc2 x80 xc2 x99ve created financial solutions and technology that the world now takes for granted A career with us can offer incredible variety depth and breadth of experience and the chance to learn from some of the best minds in technology and finance To find out more about Barclays strategy please clickEqual opportunitiesBarclays offers a diverse inclusive and engaged culture A place where people can bring their whole selves to work and be respected for who they are valued for what they do and celebrated for their contribution to our business and our community We are an equal opportunity employer and opposed to discrimination on any grounds It is the policy of Barclays to ensure equal employment opportunity without discrimination or harassment on the basis of race colour creed religion national origin alienage or citizenship status age sex sexual orientation gender identity or expression marital or domestic civil partnership status disability veteran status genetic information or any other basis protected by law Right to work statementBarclays is required by law to confirm that you have the Legal Right to Work in any role that you apply for If you currently hold a work visa sponsored by Barclays or you would require sponsorship from Barclays you must declare this as part of your application Sponsored visas are role and entity specific and any changes must be reviewed It is important that you ensure you are working on the correct visa at all times Failure to accurately disclose your visa status or Legal Right to Work may result in your application or any employment offer being withdrawn at any time Learn more about Barclays locationsAcross our campuses we offer modern workspaces collaborative areas and state-of-the-art meeting rooms Facilities include wellness rooms on-site cafeterias fitness centers and tech-equipped workstations Designed for innovation and comfort they support a dynamic and productive work environment Health and wellnessGain access to wellness rooms gyms and mental health support A place where you can belongOur welcoming and inclusive culture supports you to bring your whole self to work explore your potential and pursue your passions Collaborative AreasModern spaces designed for teamwork and brainstorming More than workTheres so much more than work to involve and engage you on campus From socialising to sports from community events to volunteering Your browser does not support the video tag Learn more about Barclays locationsAcross our campuses we offer modern workspaces collaborative areas and state-of-the-art meeting rooms Facilities include wellness rooms on-site cafeterias fitness centers and tech-equipped workstations Designed for innovation and comfort they support a dynamic and productive work environment Health and wellnessGain access to wellness rooms gyms and mental health support A place where you can belongOur welcoming and inclusive culture supports you to bring your whole self to work explore your potential and pursue your passions Collaborative AreasModern spaces designed for teamwork and brainstorming More than workTheres so much more than work to involve and engage you on campus From socialising to sports from community events to volunteering Your browser does not support the video tag Be you Be valued Belong We celebrate the unique perspectives and experiences each individual brings believing our differences make us stronger and drive success Our colleague networks offer connection support and growth while our This is Me series shares the unique stories of our colleagues Committed to diversity equity and inclusion Barclays values you for who you are and ensures you truly belong You can learn more about our commitment to our colleague on our DE I page Application ProcessYour applicationWe xc3 xa2 xc2 x80 xc2 x99ll ask for information about you your CV and cover letter 1Your assessmentCovering your behaviours and ability at work 2Your interviewExploring your past experiences and skills 3Next stepWe xc3 xa2 xc2 x80 xc2 x99ll request additional information so that you can complete our screening process 4Working flexiblyWere committed to providing an inclusive culture and environment that recognises and supports ways to balance your personal needs alongside the professional needs of our business Providing the opportunity for all our employees globally to work flexibly empowers each of us to work in a way that suits our lives as well as enabling us to better service our customers and clients needs Our approach to working flexibly is designed to support you to balance your life and to accommodate diverse needs whilst still allowing us to meet our business needs If youd like to request a flexible working arrangement please discuss this with your hiring manager Hybrid working Our approach to hybrid working ensures theres the right balance of working alongside colleagues at our onsite locations as required for each role For business areas that offer a hybrid working experience this will be in a structured way where colleagues work at an onsite location on fixed anchor days of the week Some roles may require full onsite working Please discuss the working pattern requirements for the role you are applying for with the hiring manager We continue to embed and review our hybrid working environment and remain in a phase of testing and learning This means that working arrangements could change with reasonable notice to align with the needs of our business Barclays is built on an international scale Our geographic reach our wide variety of functions businesses roles and locations reflect the rich diversity of our worldwide customer base All of which means we offer incredible variety depth and breadth of experience And the chance to learn from a globally diverse mix of colleagues including some of the very best minds in banking finance technology and business Throughout well encourage you to embrace mobility exploring every part of our operations as you build your career