Credit Manager/ Credit Executive

3 days ago

Noida, Uttar Pradesh, India Datta finance and Trading pvt ltd(Advance Salary) Full time ₹ 1,50,000 - ₹ 4,00,000 per year

Job Description – Credit Manager / Credit Executive

Company: Datta Finance and Trading Pvt Ltd (Advance Salary)

Job Location: Naraina Industrial Area, Phase-2, New Delhi – 110028

Experience Required: 1–5 years

Industry: NBFC / Personal Loans

About Us

Advance Salary is committed to providing seamless and transparent loan solutions anchored in trust, efficiency, and integrity. Our platform is designed to prioritize your financial requirements with the highest standards of security and clarity. Through fast disbursals and simplified processes, we ensure that your time is valued and your needs are met without delay.

Position: Credit Manager / Credit Executive

Roles & Responsibilities

  • Assess and evaluate personal loan applications as per company policy.
  • Analyze customer financials, creditworthiness, and repayment capacity.
  • Verify documents including bank statements, salary slips, KYC, and employment details.
  • Coordinate with sales and operations teams for smooth loan processing.
  • Maintain TAT (Turnaround Time) for loan approvals.
  • Monitor overdue accounts and assist in recovery processes when required.
  • Ensure compliance with RBI and NBFC credit policies.
  • Prepare and maintain MIS reports for credit decisions.

Key Skills & Competencies

  • Strong knowledge of credit underwriting and loan processing.
  • Ability to analyze financial statements and assess risk.
  • Good communication and negotiation skills.
  • Proficiency in MS Office (Excel, Word, PowerPoint).
  • Familiarity with credit bureau reports (CIBIL/Experian/CRIF) preferred.
  • Team player with ability to handle pressure and deadlines.

Qualifications

  • Graduate / Post Graduate in Finance, Commerce, or related field.
  • 1–5 years of experience in Credit / Loan Underwriting (NBFC/Banks/FinTech).

Compensation

  • Competitive salary as per industry standards.
  • Performance-based incentives.

To Apply:

Share your resume on WhatsApp: or email at

Job Types: Full-time, Permanent

Pay: ₹15, ₹40,000.00 per month

Benefits:

  • Food provided
  • Paid sick time
  • Paid time off

Work Location: In person

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