Credit Manager/ Credit Executive
2 days ago
Job Description – Credit Manager / Credit Executive
Company: Datta Finance and Trading Pvt Ltd (Advance Salary)
Job Location: Naraina Industrial Area, Phase-2, New Delhi – 110028
Experience Required: 1–5 years
Industry: NBFC / Personal Loans
About Us
Advance Salary is committed to providing seamless and transparent loan solutions anchored in trust, efficiency, and integrity. Our platform is designed to prioritize your financial requirements with the highest standards of security and clarity. Through fast disbursals and simplified processes, we ensure that your time is valued and your needs are met without delay.
Position: Credit Manager / Credit Executive
Roles & Responsibilities
- Assess and evaluate personal loan applications as per company policy.
- Analyze customer financials, creditworthiness, and repayment capacity.
- Verify documents including bank statements, salary slips, KYC, and employment details.
- Coordinate with sales and operations teams for smooth loan processing.
- Maintain TAT (Turnaround Time) for loan approvals.
- Monitor overdue accounts and assist in recovery processes when required.
- Ensure compliance with RBI and NBFC credit policies.
- Prepare and maintain MIS reports for credit decisions.
Key Skills & Competencies
- Strong knowledge of credit underwriting and loan processing.
- Ability to analyze financial statements and assess risk.
- Good communication and negotiation skills.
- Proficiency in MS Office (Excel, Word, PowerPoint).
- Familiarity with credit bureau reports (CIBIL/Experian/CRIF) preferred.
- Team player with ability to handle pressure and deadlines.
Qualifications
- Graduate / Post Graduate in Finance, Commerce, or related field.
- 1–5 years of experience in Credit / Loan Underwriting (NBFC/Banks/FinTech).
Compensation
- Competitive salary as per industry standards.
- Performance-based incentives.
To Apply:
Share your resume on WhatsApp: or email at
Job Types: Full-time, Permanent
Pay: ₹15, ₹40,000.00 per month
Benefits:
- Food provided
- Paid sick time
- Paid time off
Work Location: In person
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