Credit Officer

2 weeks ago

Erode Tiruchengode, India Equitas Small Finance Bank Full time
Job Description

We are seeking a highly skilled and experienced Credit Officer with a background in the BFSI industry. The ideal candidate will have expertise in credit analysis and risk management. This role is crucial for assessing customer creditworthiness, implementing effective credit policies, and ensuring seamless credit processing to minimize risk.

Roles and Responsibilities

- Credit Analysis & Risk Management:
- Conduct thorough credit analysis to assess customer creditworthiness.
- Develop and implement effective credit policies and procedures to minimize risk.
- Monitor and analyze credit portfolio performance to identify areas for improvement.
- Collaboration & Guidance:
- Collaborate with cross-functional teams to ensure seamless credit processing.
- Provide expert guidance on credit-related matters to internal stakeholders.
- Compliance & Development:
- Stay updated with regulatory changes and industry trends to enhance credit operations.

Job Requirements

- Experience & Knowledge:
- Professional experience in the BFSI industry, preferably in a similar role.
- Strong understanding of credit principles, including credit scoring and risk assessment.
- Skills:
- Excellent analytical and problem-solving skills with attention to detail.
- Proficiency in credit software applications and systems.
- Strong communication and interpersonal skills to build relationships.
- The ability to work effectively in a fast-paced environment with multiple priorities.

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