RC & WC - Underwriting:Credit Analyst - SC & WC Finance - SBB Credit

3 weeks ago

Chandigarh India Axis Bank Full time

Job Description RC & WC - Underwriting:Credit Analyst SC & WC Finance SBB Credit INTERNAL USAGE: No. of Vacancies: Reports to: Area Credit Manager SC & WC Finance - SBB Is a Team leader Team Size: Grade: Dy Manager / Manager / Sr Manager Business: Corporate Center Department: Retail Credit Sub-Department: SBB Credit Location: About Wholesale Credit The Retail Credit department in the Bank is a Credit Underwriting department for all the Retail clientele of the Bank. It is also responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth credit appraisal processes AbouttheRole The Credit Analyst SC & WC Finance - SBB Credit manages the credit activities and processes for loan applications of Automobile / Wheels segment customers under Retail Credit for the Area assigned to him/her. The Credit Analyst is responsible for smooth functioning of the Credit appraisal activities and hence managing the portfolio quality and also ensures adherence to the processes designed by the bank. Key Responsibilities Ensure smooth functioning of the assigned Center by meeting required productivity norms within the desired Turn Around Time & Approval Ratio as defined by the Bank Underwriting/review of Credit Proposals including Review/Renewals of the proposals by ensuring adherence to the standard process, Turn Around Time and decision consistency Ensure the quality of proposals and credit appraisal to minimize delinquency and build portfolio of expected quality. Maintaining accurate and up to date MIS reports, Inspection & monitoring of portfolios under various sub-segments to ensure maintenance of a healthy portfolio Gather market intelligence with other financial institutions and entities to understand the market dynamics and risk trends, and to use necessary information for taking credit decisions Manage the relationship with various functions and departments within the bank to ensure collaboration and alignment to organizational objectives Ensure timely completion of key deliverables, audit queries and adherence to the corporate retail policy/ scheme, compliance related matters, PSL classification etc Give timely feedback to CO team of policy, ZCM, NCM & Head Credit on market developments, suggestions on improvement on Products, Policy and processes etc Ensuring vendor management consisting of panel valuers, advocates, PD agencies etc Ensuring periodic training to all stakeholders on products, policies and processes etc Qualifications Graduation/ Post- Graduation (MBA/ CA preferred) from a recognized institute Experience of over 0 to 4 years in assessing funding of various products to MSME segment focusing on Wheels / Automobile Segment Role Proficiencies: For successful execution of the job, the candidate should possess: Knowledge of credit, relevant industry and product trends Knowledge of regulatory guidelines and norms Good communication (both verbal and written) skill in both English and the local language Ability to handle pressure and meet deadlines

  • RC & WC - Underwriting:Area Credit Manager - SBB Credit

    2 weeks ago

    Bengaluru, India Axis Bank Full time

    Job Description RC & WC - Underwriting:Area Credit Manager - SBB Credit INTERNAL USAGE: No. of Vacancies: Reports to: Regional Credit Manager SBB Is a Team leader Y Team Size: 2 to 5 Grade: Manager / Sr Manager / AVP Business: Corporate Center Department: Retail Credit Sub-Department: SBB Credit Location: About Wholesale Credit The Retail Credit department...

  • WC-Process, Audit

    5 days ago

    Mumbai, India Axis Bank Full time

    Job Description WC-Process, Audit & Compliance Manager-CO-SBB INTERNAL USAGE: No. of Vacancies: Reports to: WC:Head-Process, Audit & Compliance-CO-SBB Is a Team leader Y Team Size: 0 to 3 Grade: DM/Manager/ Sr. Manager Business: Corporate Center Department: SBB Credit Sub-Department: SBB Credit Location: About Wholesale Credit The SBB Credit department in...

  • ▷ [06/11/2025] RC&WC - MC:Credit Analyst

    7 days ago

    Bengaluru, India Axis Bank Full time

    Job Description 1WCMC: CREDIT ANALYST INTERNAL USAGE: No. of Vacancies: 1 Reports to: Credit Specialist - MC Is a Team leader N Team Size: NA Grade: Senior Manager/AVP/VP Business: Corporate Center Department: Wholesale Credit Sub-Department: MC Credit Location: CO-Mumbai/Noida/Bangalore/Chennai/Hyderabad Kolkata About Wholesale Credit The Wholesale Credit...

  • Business Relationship Manager

    2 weeks ago

    Bengaluru, India Kotak Mahindra Bank Limited Full time

    Job Description Business Relationship Manager - WC-Working Capital-Sales Job Description Business Relationship Manager Department Business Banking Assets Location Position Grade Deputy Manager / Manager / Sr. Manager Job Role: Business Relationship Manager Job Description . Manage and service existing portfolio of WC clients including renewal and enhancement...

  • Portfolio Relationship Manager

    4 weeks ago

    Thane, India Kotak Mahindra Bank Limited Full time

    Job Description Portfolio Relationship Manager - WC Working Capital (WC) M3/M4 Job Role - Manage and service existing portfolio of WC clients including renewal and enhancement of limits - Build strong and effective relationship with Promoters and build client trust and confidence - Understand business models, target segments, cash flows and structure WC...

  • Business Relationship Manager WC

    2 weeks ago

    Vadodara, India Kotak Mahindra Bank Limited Full time

    Job Description Business Relationship Manager WC-Alternate Channel-Sales Job Description Department Business Banking Assets Location Position Grade Deputy Manager / Manager / Sr. Manager Job Role: Business Relationship Manager Job Description . Manage and service existing portfolio of WC clients including renewal and enhancement of limits . Build strong and...

  • RC & WC - Underwriting:CPC Credit Officer - SBB Credit

    2 weeks ago

    Jaipur, India Axis Bank Full time

    Job Description About Retail and Wholesale Credit: The Retail and Wholesale Credit department focuses on the collection of the bank's various loan products like Home Loans, Car Loans, and Personal Loans among others. While underwriting department focuses on risk mitigation towards the loan offered to the customers. The department is key for the Loans...

  • Account Manager

    3 weeks ago

    Jaipur, India AMP & Co. Full time

    Job Description About Us AMP & Co. is a dynamic Chartered Accountant firm dedicated to delivering comprehensive accounting, tax, audit, and advisory services to clients across various sectors. We are committed to nurturing young talent and offering meaningful learning and growth opportunities. Job Summary We are seeking a motivated and detail-oriented...

  • Account Manager

    4 weeks ago

    Jaipur, Rajasthan, India, Rajasthan AMP & Co. Full time

    About UsAMP & Co. is a dynamic Chartered Accountant firm dedicated to delivering comprehensive accounting, tax, audit, and advisory services to clients across various sectors. We are committed to nurturing young talent and offering meaningful learning and growth opportunities.Job SummaryWe are seeking a motivated and detail-oriented Accountant (Fresher) to...

  • Apply in 3 Minutes: RC&WC:Vendor Management Officer

    3 weeks ago

    Noida, India Axis Bank Full time

    Job Description RC&WC:Vendor Management Officer About Retail Credit The Retail Credit & SBB department in the Bank is a Credit Underwriting department for all retail & SBB products of the Bank. It is also responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth credit appraisal processes About the Role Relationship officer...