Current jobs related to ▷ [15h Left] RC & WC - Underwriting:CPC Credit Officer - SBB Credit - Bengaluru India - Axis Bank
-
Noida, India Axis Bank Full timeJob Description RC & WC - Underwriting:Regional Credit Manager - SBB Credit INTERNAL USAGE: No. of Vacancies: Reports to: Zonal Credit Manager SBB Is a Team leader Y Team Size: 15-20 Grade: Sr Manager / AVP Business: Corporate Center Department: Retail Credit Sub-Department: SBB Credit Location: About Wholesale Credit The Retail Credit department in the...
-
RC - Credit Officer - Tractor - Rural Credit
2 days ago
Bhubaneswar, India Axis Bank Full timeJob Description RC - Credit Officer - Tractor - Rural Credit INTERNAL USAGE: No. of Vacancies: Reports to: Regional Credit Manager Is a Team leader N Team Size: NA Grade: Business: Corporate Center Department: Retail Credit Sub-Department: Rural Credit Location: About Rural Credit Rural Lending is a part of Retail Credit and caters to all financial needs of...
-
▷ 15h Left! RC
2 weeks ago
Chennai, India Axis Bank Full timeJob Description RC - Regional Credit Manager - Mortgages Credit INTERNAL USAGE: No. of Vacancies: Reports to: ZCM Is a Team leader Y Team Size: 25 -30 Grade: SM/AVP Business: Underwriting Department: Retail Credit Sub-Department: CPC Location: Region specific About Retail Credit The Retail Credit department in the Bank is a Credit Underwriting department for...
-
RC - Credit Officer - CV/CE - Retail Credit
7 days ago
Ahmedabad, India Axis Bank Full timeJob Description RC - Credit Officer - CVCE Retail Credit INTERNAL USAGE: No. of Vacancies: Reports to: Regional Credit Manager Is a Team leader N Team Size: NA Grade: Business: Corporate Center Department: Retail Credit Sub-Department: CVCE Credit Location: About Retail Credit The Retail Credit department in the Bank is a Credit Underwriting department for...
-
Pune, India Axis Bank Full timeJob Description RC - High Value Credit Manager - Mortgages Credit INTERNAL USAGE: No. of Vacancies: Reports to: ACM/RCM Is a Team leader N Team Size: 5-7 Grade: M/SM Business: Underwriting Department: Retail Credit Sub-Department: CPC Location: Pan India CPC locations About Retail Credit The Retail Credit department in the Bank is a Credit Underwriting...
-
Credit Underwriting Intern
2 weeks ago
Jeevanbheemanagar, Bengaluru, Karnataka, India Namaste Credit Full time**About us**: Namaste Credit is a fintech organization which makes the entire business loan process better and transparent with the help of technology. We provide an API-enabled loan automation and management solution for banks and lenders. **Position: Junior Credit Underwriter** **Skills**: 1. Bachelor's degree in Finance, Accounting, or a related...
-
Bikaner, India Axis Bank Full timeJob Description RC - Area Credit Manager - B2C - Rural Credit INTERNAL USAGE: No. of Vacancies: Reports to: Regional Credit Manager Is a Team leader Y Team Size: 2 to 5 Grade: Business: Corporate Center Department: Retail Credit Sub-Department: Rural Credit Location: About Rural Credit Rural Lending is a part of Retail Credit and caters to all financial...
-
Mumbai, India Axis Bank Full timeJob Description RC - Regional Credit Manager - CVCE - Retail Credit INTERNAL USAGE: No. of Vacancies: Reports to: National Credit Manager Is a Team leader Y Team Size: 5-10 Grade: Business: Corporate Center Department: Retail Credit Sub-Department: CVCE Credit Location: About Wholesale Credit The Retail Credit department in the Bank is a Credit...
-
High Salary! RC
2 weeks ago
Bhubaneswar, India Axis Bank Full timeJob Description RC - Regional Credit Manager - B2B - Rural Credit INTERNAL USAGE: No. of Vacancies: Reports to: Zonal Credit Manager Is a Team leader Y Team Size: 5 to 10 Grade: Business: Corporate Center Department: Retail Credit Sub-Department: Rural Credit Location: About Rural Credit Rural Lending is a part of Retail Credit and caters to all financial...
-
RC - Credit Officer - B2C - Rural Credit
2 days ago
Bikaner, India Axis Bank Full timeJob Description About Retail Credit The Retail Credit department in the Bank is a Credit Underwriting department for all retail products of the Bank. It is also responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth credit appraisal processes About the Role CPC Credit underwriting managers manages core underwriting...
▷ [15h Left] RC & WC - Underwriting:CPC Credit Officer - SBB Credit
4 weeks ago
Job Description
About Retail and Wholesale Credit:
The Retail and Wholesale Credit department focuses on the collection of the bank's various loan products like Home Loans, Car Loans, and Personal Loans among others. While underwriting department focuses on risk mitigation towards the loan offered to the customers. The department is key for the Loans business vertical as it is responsible for controlling and ensuring timely EMI collection and maintaining risk of the business.
About the Role:
The Credit Officer is responsible for the appraisal and approval of the loan application on the basis of the power delegated to the and for onward recommendation of the same to the credit team.
Key Responsibilities:
- Appraise or underwrite the loans within defined policy guidelines and accordingly take decisions or recommend for approval to appropriate authority
- Assess the income, ability, intention, and credit behavior of the applicant and verify it documents and reference checks as well as from credit bureaus
- Evaluate all the credit risk parameters and implement measures to mitigate the same
- Prepare the Credit Approval Memo and manage the overall TAT and approval rate
- Ensure complete adherence to the laid down policy and procedure / process
Qualifications:
Optimal qualification for success on the job is:
- Diploma/ Graduation from a recognized institute
Role Proficiencies:
For successful execution of the job, the candidate should possess the following:
- Knowledge of credit, banking regulations and norms
- Maintain a high level of knowledge of banking products and services
- Good communication (both verbal and written) skill in both English and the local language
- Ability to handle pressure and meet deadlines
#ComeAsYouAre We are dil se open. Women, LGBTQIA+ and PwD candidates of all ages are encouraged to apply
