▷ [15h Left] RC & WC - Underwriting:CPC Credit Officer - SBB Credit

2 days ago

Bengaluru India Axis Bank Full time

Job Description

About Retail and Wholesale Credit:

The Retail and Wholesale Credit department focuses on the collection of the bank's various loan products like Home Loans, Car Loans, and Personal Loans among others. While underwriting department focuses on risk mitigation towards the loan offered to the customers. The department is key for the Loans business vertical as it is responsible for controlling and ensuring timely EMI collection and maintaining risk of the business.

About the Role:

The Credit Officer is responsible for the appraisal and approval of the loan application on the basis of the power delegated to the and for onward recommendation of the same to the credit team.

Key Responsibilities:

- Appraise or underwrite the loans within defined policy guidelines and accordingly take decisions or recommend for approval to appropriate authority
- Assess the income, ability, intention, and credit behavior of the applicant and verify it documents and reference checks as well as from credit bureaus
- Evaluate all the credit risk parameters and implement measures to mitigate the same
- Prepare the Credit Approval Memo and manage the overall TAT and approval rate
- Ensure complete adherence to the laid down policy and procedure / process

Qualifications:

Optimal qualification for success on the job is:

- Diploma/ Graduation from a recognized institute

Role Proficiencies:

For successful execution of the job, the candidate should possess the following:

- Knowledge of credit, banking regulations and norms
- Maintain a high level of knowledge of banking products and services
- Good communication (both verbal and written) skill in both English and the local language
- Ability to handle pressure and meet deadlines

#ComeAsYouAre We are dil se open. Women, LGBTQIA+ and PwD candidates of all ages are encouraged to apply

  • RC & WC - Underwriting:Regional Credit Manager - SBB Credit

    2 days ago

    Karnal, India Axis Bank Full time

    Job Description RC & WC - Underwriting:Regional Credit Manager - SBB Credit INTERNAL USAGE: No. of Vacancies: Reports to: Zonal Credit Manager SBB Is a Team leader Y Team Size: 15-20 Grade: Sr Manager / AVP Business: Corporate Center Department: Retail Credit Sub-Department: SBB Credit Location: About Wholesale Credit The Retail Credit department in the...

  • ▷ [Urgent Search] RC & WC - Underwriting:Area Credit Manager - SBB Credit

    2 days ago

    Jaipur, India Axis Bank Full time

    Job Description RC & WC - Underwriting:Area Credit Manager - SBB Credit INTERNAL USAGE: No. of Vacancies: Reports to: Regional Credit Manager SBB Is a Team leader Y Team Size: 2 to 5 Grade: Manager / Sr Manager / AVP Business: Corporate Center Department: Retail Credit Sub-Department: SBB Credit Location: About Wholesale Credit The Retail Credit...

  • RC&WC:Vendor Management Officer

    4 days ago

    Salem, India Axis Bank Full time

    Job Description RC&WC:Vendor Management Officer About Retail Credit The Retail Credit & SBB department in the Bank is a Credit Underwriting department for all retail & SBB products of the Bank. It is also responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth credit appraisal processes About the Role Relationship...

  • RC - Area Credit Manager - Mortgages Credit

    4 days ago

    Bhiwandi, India Axis Bank Full time

    Job Description RC - Area Credit Manager - Mortgages Credit INTERNAL USAGE: No. of Vacancies: Reports to: RCM Is a Team leader Y Team Size: 5-7 Grade: M/SM/AVP Business: Underwriting Department: Retail Credit Sub-Department: CPC Location: About Retail Credit The Retail Credit department in the Bank is a Credit Underwriting department for all retail...

  • ▷ [Immediate Start] RC - Credit Manager - Mortgages Credit

    2 days ago

    Bhiwandi, India Axis Bank Full time

    Job Description RC - Credit Manager - Mortgages Credit INTERNAL USAGE: No. of Vacancies: Reports to: ACM/RCM Is a Team leader N Team Size: 5-7 Grade: M/SM Business: Underwriting Department: Retail Credit Sub-Department: CPC Location: Pan India CPC locations About Retail Credit The Retail Credit department in the Bank is a Credit Underwriting department...

  • RC - Credit Manager - CV/CE - Retail Credit

    4 days ago

    Sambalpur, India Axis Bank Full time

    Job Description RC - Credit Manager - CV/CE - Retail Credit INTERNAL USAGE: No. of Vacancies: Reports to: Regional Credit Manager Is a Team leader N Team Size: NA Grade: Business: Corporate Center Department: Retail Credit Sub-Department: CVCE Credit Location: About Wholesale Credit The Retail Credit department in the Bank is a Credit Underwriting...

  • Junior Credit Underwriter

    1 week ago

    Jeevanbheemanagar, Bengaluru, Karnataka, India Namaste Credit Full time

    **About us**: Namaste Credit is a fintech organization which makes the entire business loan process better and transparent with the help of technology. We provide an API-enabled loan automation and management solution for banks and lenders. **Position: Junior Credit Underwriter** **Skills**: 1. Bachelor's degree in Finance, Accounting, or a related...

  • Credit Underwriting Intern

    2 weeks ago

    Jeevanbheemanagar, Bengaluru, Karnataka, India Namaste Credit Full time

    **About us**: Namaste Credit is a fintech organization which makes the entire business loan process better and transparent with the help of technology. We provide an API-enabled loan automation and management solution for banks and lenders. **Position: Junior Credit Underwriter** **Skills**: 1. Bachelor's degree in Finance, Accounting, or a related...

  • Junior Credit Underwriter

    1 week ago

    Jeevanbheemanagar, Bengaluru, Karnataka, India Namaste Credit Full time

    **About us**: Namaste Credit is a fintech organization which makes the entire business loan process better and transparent with the help of technology. We provide an API-enabled loan automation and management solution for banks and lenders. **Position: Junior Credit Underwriter** **Skills**: 1. Bachelor's degree in Finance, Accounting, Economics, or a...

  • RC - Technical Manager - Mortgages Credit

    2 days ago

    Thane, India Axis Bank Full time

    Job Description RC - Technical Manager - Mortgages Credit INTERNAL USAGE: No. of Vacancies: Reports to: Zonal Credit Manager Retail Credit Is a Team leader Team Size: Grade: SM/AVP Business: Department: Sub-Department: Retail Credit Location: About Wholesale Credit The Wholesale Credit department in the Bank is a Credit Underwriting department for...