Relationship Manager-emerging Corporates/chandigarh/bangalore/hyderabad/chennai/mumbai

3 weeks ago


India Acura solutions Full time

RM Emerging CorporateMain Accountabilities1 Client Acquisition Lead efforts to acquire new clients in the Emerging corporate SME sector identifying prospects and converting them into valuable business relationships 2 Client Relationship Management Build and maintain strong relationships with corporate clients in the Emerging Corporate SME segment Understand clients financial goals challenges and opportunities Identify new business opportunities and revenue streams within the corporate finance sector Expand the client base and promote financial products and services 3 Deal Structuring Collaborate with clients to structure financial deals tailored to their specific needs Prepare and present proposals to clients 4 Credit Solutions Offer credit solutions including working capital facilities overdrafts term loans and other financial products Assess creditworthiness and risk factors associated with clients 5 Portfolio Growth Focus on portfolio growth by cross-selling financial products and services Achieve budgetary targets for Net Interest Income NII and fee income 6 Financial Analysis Analyze financial statements credit reports and market trends to assess client performance and risks Develop insights to enhance client portfolios 7 Compliance Ensure strict compliance with all audit regulatory and company regulations processes and policies Key Requirements Experience of 4 yrs in working capital products Cash Credit Term Loan assessment and related processes Valuation process equitable and registered mortgage process like Title search reports Dealing with ticket size more than 10-15 cr and turnover size between 100cr -500 1000cr Strong understanding of financial ratios financial parameters Balance sheet reading Current ratio Leverage Gearing DSCR Net worth working capital cycle calculation MPBF DP calculation Willing to travel and handle nearby locations Willing to work alone end-to-end Must have regional corporate clients knowledge Must have satisfactory writing skills to prepare basic write-up NTB NCA is the main criteria No portfolio management required


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