Credit Officer

2 weeks ago


India Larsen & Toubro Limited Full time
Job Description

Position: Credit Officer

L&T is a major technology, engineering, construction, manufacturing and financial services conglomerate, with global operations. The Company addresses critical needs in key sectors Hydrocarbon, Infrastructure, Power, Process Industries and Defense - for customers in over 30 countries around the world. We combine a proven track record and professional skills, woven together with a culture of trust & caring. Consistently rated among the best employers in the country, L&T offers unmatched leadership opportunities & growth. Our approach is built on empowering employees to take on challenging assignments and explore their potential.

Desired profile

- Qualification:CA/ MBA preferably in Finance
- Location:Bandra Kurla Complex, Mumbai
- Experience: 3 to 5 years of relevant experience

- Preferred Candidates from Banking /NBFCs /Fintech/Rating Agencies/Credit Analytics
- Email to:- To check for additional IDs

Key Responsibilities

- Pre-screening of all the documents as per lender checklist
- Maintain list of pending cases and follow up with business team regularly
- Preparation of CAM as per template for Trust Seal and lender pre-screening
- Maintaining overall TAT and quality
- Review of credit verification reports
- Tracking and representing cases to the lenders post pre-screening
- Tracking and Monitoring of Verification reports and analyzing credit risks and suggesting risk mitigants.
- Follow-up with agencies, Guide Business team etc. for completion of documentation and Credit check analysis
- Co-ordination with Fintech Partners and other agencies as part of Credit check analysis

Key Competencies

- Ability to review credit parameters of client through financial documents (bank statement/GST/ITR analysis) and carry out independent assessment on credit quality and risk profile.
- Experience in CAM preparation for Credit Analysis
- Good communication and presentation skills
- Strong analytical skills and should be able to demonstrate sound judgement.
- Strong Excel Skills
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