Area Business Manager-portfolio-agri-fin-projects

3 weeks ago

Kochi Kerala, India Kotak Mahindra Bank Full time

Job Category KMBL Degree Level Bachelor s Degree Department Agri Business Group Agri SME - Working Capital Loans - Portfolio Management Job Title Area Business Manager Grade - M5 M6 - Chief Manager AVP Reporting to Regional Business Manager Location As per list Job Profile Job Role Manage team of Portfolio Managers to manage and grow existing portfolio of customers in Agri SME space Acceptable knowledge of respective geography ability to quickly recruit quality team members To manage and grow existing portfolio of customers in Agri Food processing MSME Industries by offering loan products in line with customer requirements of Working capital fund based non-fund based Term Loan facilities Build a strong robust customer base to increase both assets and liabilities earn revenue by providing them high standards of service on an ongoing basis Deepening relationship with existing customers through Cross sell liability other third party products Regular monitoring of accounts to ensure there are no delinquencies portfolio hygiene post disbursement deferrals closure in time security perfection To engage with Credit risk function legal technical teams RCAD GR team for customer requirements collaborate with internal bank channels for deepening customer base Improve efficiency by monitoring suggesting improvement in processes basis ground reality market trends Job Requirements Job Role CA Post Graduate Diploma Post Graduate in Banking and Finance Commerce etc Strong oral and written Communication Relationship Management Skill Leadership Skills Local Market Knowledge will be an added advantage Minimum SME funding portfolio management work experience 5 years P Job Role

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