Credit Manager-Small Business Enterprise-Credit

3 weeks ago

Surat India Kotak Mahindra Bank Limited Full time

Job Description

- Credit Underwriting & policy Implementation.:- underwriting credit proposals while adhering to credit policies , risk framework & regulatory guidelines.
- Portfolio Risk Management.:- Monitor delinquency, managing existing portfolio customers, identifying early warning signals for potential NPA's.
- Team Management & stakeholder Collaboration.:- alignment with organizational goals, encouraging team work and conducting training with various departments like sales, Operation, Legal & Technical.
- Compliance & Audit readiness.:- ensure internal credit policies, regulatory norms, internal audit compliance & improvement in credit assessment efficiency.
- Market and Competitor analysis.:- stay updated on industry trends, competitor strategies, market risk & identify new opportunities for overall growth of location.

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