Credit Manager-SBE-Small Business Enterprise-Credit

21 hours ago


India Kotak Life Insurance Full time ₹ 9,00,000 - ₹ 12,00,000 per year

About The Role  

Credit Manager-Working Capital-Credit

Bangalore, Karnataka, India

JOB DESCRIPTION

Job Role :As part of Credit Team for Working Capital Finance "¢ Managing team of Credit Managers "¢ Underwriting & making proposals of Working Capital Finance ( Fund & Non Fund based ) "¢ Under writing cases with desired level of quality and enabling achievement of branch business target by proper training. "¢ Visiting customers for personal discussions and deal structuring "¢ Studying monitoring reports & keeping track of portfolio quality. Taking necessary steps to ensure that the required quality levels are maintained "¢ To evaluate proposals of customers for Home Loans, Loan against Property "¢ Decision making within defined TAT "¢ Understanding of property related aspects (like legal title and market value of the property) is an added advantage "¢ Coordinating with sales, operations, legal, technical and customer service Job Requirements: "¢ Qualification- CA with relevant underwriting experience "¢ Job Knowledge o Technical underwriting experience o Analytical skills "¢ Skills & Experience o Experience of 2-4 years in relevant working capital products is desired, o Should be able to handle time bound activities effectively o Should be an effective team player. o Should have a sense of urgency & keenness to learn.

Credit Manager-SBE-Small Business Enterprise-Credit

Delhi, India

TRENDING 

JOB DESCRIPTION

Role 

Credit Appraisal

Loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities

Under writing cases with desired level of quality and enabling achievement of Branch Business target by proper training

Use performance history along with liquidity, debt/asset management and profitability ratios to assess creditworthiness in evaluation

Stock on HireIncrease in volume of business

Ensure that SOH increases(pl confirm if this applies to CM role )

NPA trend

Analyze the NPA trend like area, industry, sector etc.

Interact with Customers & understand the business and regularly monitor delinquencies / infants.

Infant loan which is less than 12 months NPA

Ensure qualitative portfolio



  • Mysore, Karnataka, India Kotak Mahindra Bank Full time ₹ 4,00,000 - ₹ 12,00,000 per year

    Credit Manager-SBE-Small Business Enterprise-Credit Credit Manager-Working Capital-Credit Bangalore, Karnataka, India JOB DESCRIPTION Job Role :As part of Credit Team for Working Capital Finance • Managing team of Credit Managers • Underwriting & making proposals of Working Capital Finance ( Fund & Non Fund based ) • Under writing cases with...

  • Credit Manager

    1 week ago


    Surat, -Surat-Megh Mayur Plaza-GUJ, Surat, Gujarat, India Kotak Mahindra Bank Full time ₹ 4,00,000 - ₹ 12,00,000 per year

    Credit Manager-Small Business Enterprise-CreditThe Credit Manager-Small Business Enterprise-Credit will be responsible for managing credit applications and approvals for small business enterprises. They will analyze credit data and financial statements to determine the creditworthiness of potential borrowers. The role involves working closely with the sales...

  • Credit Manager

    4 days ago


    Aruppukkottai, India Muthoot Microfin Full time

    Job Description Company Description Muthoot Microfin is part of the Muthoot Pappachan Group (MPG), a leading business conglomerate with operations across multiple verticals. Muthoot Microfin Limited is a prominent microfinance institution focused on providing micro-loans to women customers, primarily in rural regions of India. Adopting the joint liability...


  • Mumbai, Maharashtra, India, Maharashtra LIGHT - Credit For UPI Full time

    About LightWe’re building the future of credit on UPI — making every payment smarter, faster, and frictionless. We’re a startup where every day is crazier than the last, and that’s exactly how we like itThis role is for the geek who loves speed, hates red tape, and thrives in chaos. In return — apart from salary — you’ll get enormous growth,...


  • Mumbai, India LIGHT - Credit For UPI Full time

    Job Description About Light We're building the future of credit on UPI making every payment smarter, faster, and frictionless. We're a startup where every day is crazier than the last, and that's exactly how we like it This role is for the geek who loves speed, hates red tape, and thrives in chaos. In return apart from salary you'll get enormous growth,...

  • Credit Analyst

    7 days ago


    Mumbai, India Ujjivan Small Finance Bank Full time

    Job Description Job Description: ROLE PURPOSE & OBJECTIVE: - This role prepares Credit assessment notes with detailed financial analysis for lending cases to various NBFCs and MFIs and presenting to Credit Committee. - The incumbent meets clients and completes due diligence exercise as part of Credit appraisal process. - Manage complete credit appraisal and...

  • Credit Analyst

    7 days ago


    Mumbai, Maharashtra, India, Maharashtra Ujjivan Small Finance Bank Full time

    Job Description:ROLE PURPOSE & OBJECTIVE:This role prepares Credit assessment notes with detailed financial analysis for lending cases to various NBFCs and MFIs and presenting to Credit Committee. The incumbent meets clients and completes due diligence exercise as part of Credit appraisal process.Manage complete credit appraisal and due diligence on credit...


  • Noida, India Axis Bank Full time

    Job Description RC & WC - Underwriting:Regional Credit Manager - SBB Credit INTERNAL USAGE: No. of Vacancies: Reports to: Zonal Credit Manager SBB Is a Team leader Y Team Size: 15-20 Grade: Sr Manager / AVP Business: Corporate Center Department: Retail Credit Sub-Department: SBB Credit Location: About Wholesale Credit The Retail Credit department in the...

  • Credit Manager

    2 weeks ago


    Bengaluru, Karnataka, India, Karnataka Times Internet Full time

    About Times Internet (across TIL)At Times Internet, we create premium digital products that simplify and enhance the lives of millions. As India’s largest digital products company, we have a significant presence across a wide range of categories, including News, Sports, Fintech, and Enterprise solutions. Our portfolio features market-leading and iconic...


  • Bengaluru, India JPMorganChase Full time

    Job Description Job Description Wholesale Lending Services supports several lines of businesses that include Business Banking, Commercial Bank, Global Wealth Management, and Investment Bank. Located in globally, the Credit Monitoring Center of Excellence, within WLS, is a high-volume production-based operation function responsible for Credit Compliance...