Credit Analyst

3 weeks ago


Mumbai Maharashtra India, Maharashtra Ujjivan Small Finance Bank Full time

Job Description:


ROLE PURPOSE & OBJECTIVE:

  • This role prepares Credit assessment notes with detailed financial analysis for lending cases to various NBFCs and MFIs and presenting to Credit Committee.
  • The incumbent meets clients and completes due diligence exercise as part of Credit appraisal process.
  • Manage complete credit appraisal and due diligence on credit cases within defined TAT.
  • Proper maintenance of Credit files as per Internal guidelines and regulatory guidelines
  • Monitor portfolio assigned on regular basis and reporting any covenant breach/abnormal events to Management and suggesting remedial actions.
  • Manage quicker TAT for processing cases
  • Use Rating models to complete rating for all cases assigned
  • Monitor of portfolio assigned on regular basis, testing financial covenants and periodic review of assigned portfolio
  • Maintain timely review/renewal of all cases on due dates
  • Maintain all Credit files systematically and in compliance with all Internal and regulatory guidelines

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