▷ Urgent Search: Credit Manager-SBE-Small Business Enterprise-Credit
1 day ago
Job Description
Credit Manager-Working Capital-Credit
Bangalore, Karnataka, India
JOB DESCRIPTION
Job Role :As part of Credit Team for Working Capital Finance
. Managing team of Credit Managers
. Underwriting & making proposals of Working Capital Finance ( Fund & Non Fund based )
. Under writing cases with desired level of quality and enabling achievement of branch business target by proper training.
. Visiting customers for personal discussions and deal structuring
. Studying monitoring reports & keeping track of portfolio quality. Taking necessary steps to ensure that the required quality levels are maintained
. To evaluate proposals of customers for Home Loans, Loan against Property
. Decision making within defined TAT
. Understanding of property related aspects (like legal title and market value of the property) is an added advantage
. Coordinating with sales, operations, legal, technical and customer service
Job Requirements:
. Qualification- CA with relevant underwriting experience
. Job Knowledge -
o Technical underwriting experience
o Analytical skills
. Skills & Experience -
o Experience of 2-4 years in relevant working capital products is desired,
o Should be able to handle time bound activities effectively
o Should be an effective team player.
o Should have a sense of urgency & keenness to learn.
Credit Manager-SBE-Small Business Enterprise-Credit
Delhi, India
TRENDING
JOB DESCRIPTION
Role
Credit Appraisal
. Loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities
. Under writing cases with desired level of quality and enabling achievement of Branch Business target by proper training
. Use performance history along with liquidity, debt/asset management and profitability ratios to assess creditworthiness in evaluation
Stock on Hire: Increase in volume of business
. Ensure that SOH increases(pl confirm if this applies to CM role )
NPA trend
. Analyze the NPA trend like area, industry, sector etc.
. Interact with Customers & understand the business and regularly monitor delinquencies / infants.
Infant loan which is less than 12 months NPA
. Ensure qualitative portfolio
-
India Kotak Life Insurance Full time ₹ 5,00,000 - ₹ 10,00,000 per yearAbout The Role Credit Manager-Working Capital-Credit Bangalore, Karnataka, India JOB DESCRIPTION Job Role :As part of Credit Team for Working Capital Finance "¢ Managing team of Credit Managers "¢ Underwriting & making proposals of Working Capital Finance ( Fund & Non Fund based ) "¢ Under writing cases with desired level of quality and enabling...
-
Strategic Credit Professional
2 weeks ago
Surat, Gujarat, India beBeeCreditManagement Full time ₹ 60,00,000 - ₹ 1,20,00,000Credit Manager Role OverviewOur organization is seeking an experienced Credit Manager to lead the small business enterprise credit team. The successful candidate will possess a strong understanding of credit policies, risk frameworks, and regulatory guidelines.Key ResponsibilitiesDevelop and implement effective credit underwriting strategiesManage portfolio...
-
Surat, India Kotak Mahindra Bank Limited Full timeJob Description - Credit Underwriting & policy Implementation.:- underwriting credit proposals while adhering to credit policies , risk framework & regulatory guidelines. - Portfolio Risk Management.:- Monitor delinquency, managing existing portfolio customers, identifying early warning signals for potential NPA's. - Team Management & stakeholder...
-
Credit Manager-Small Business Enterprise-Credit
2 weeks ago
Surat, Gujarat, India Kotak Mahindra Bank Full time ₹ 9,00,000 - ₹ 12,00,000 per yearCredit Underwriting & policy Implementation.:- underwriting credit proposals while adhering to credit policies , risk framework & regulatory guidelines.Portfolio Risk Management.:- Monitor delinquency, managing existing portfolio customers, identifying early warning signals for potential NPA's.Team Management & stakeholder Collaboration.:- alignment with...
-
Credit Officer
2 weeks ago
India Ujjivan Small Finance Bank Full time**Credit Officer-Housing**: Multiple locations - Department- WEST CREDIT HOUSING- Job posted on- Jul 10, 2024- Employee Type- Permanent- Experience range (Years)- 1 year - 4 years**Group Company**: Ujjivan Small Finance Bank **Designation**: Credit Officer-Housing (UB-CRHSG-WCRHSG-COH) **Office Location**: West 4406-Akurdi, West 4443-Makarpura Road, West...
-
Surat, Gujarat, India Kotak Mahindra Bank Limited Full timeJob Description- Credit Underwriting & policy Implementation.:- underwriting credit proposals while adhering to credit policies , risk framework & regulatory guidelines.- Portfolio Risk Management.:- Monitor delinquency, managing existing portfolio customers, identifying early warning signals for potential NPA's.- Team Management & stakeholder...
-
Rajkot, India Kotak Mahindra Bank Limited Full timeJob Description Area Business Manager - Small Business Job Role - To drive a team of Business and/or Portfolio RMs at Area level - To manage a team who can drive New Client Acquisition and/or manage, maintain and enhance assigned portfolio of existing customers - To understand client's business & provide appropriate working capital and business loan...
-
Senior Credit Strategist
2 weeks ago
Surat, Gujarat, India beBeeCredit Full time ₹ 1,50,00,000 - ₹ 2,50,00,000Job Title: Credit Leadership Position About the Role:Our organization is a rapidly growing entity specializing in supply chain financing solutions for Small and Medium-Sized Enterprises (SMEs) and Micro, Small and Medium Enterprises (MSMEs). Our focus lies in enabling working capital access for businesses, and we are building a technology-driven, scalable...
-
Bengaluru, India Kotak Mahindra Bank Limited Full timeJob Description Role: Relationship Officer- SBE Grade- E0 Job Description - Assisting team in day to day tasks and coordinating with RMs for activities related to business. - Document collection from client and to ensure completion of all the documents along with signatures and stamps. - To ensure documentation is completed with utmost accuracy and to...
-
Credit Risk Underwriter
1 week ago
India Aspire Full time ₹ 5,00,000 - ₹ 10,00,000 per yearAbout the team At Aspire, the Finance team plays a strategic and pivotal role in Aspire's continued expansion. Our comprehensive Finance function encompasses six key verticals: Financial Controlling, Treasury, Finance Analytics, Strategic Finance & Planning, Credit Risk, and Finance Strategy & Operations. From conducting in-depth strategic data analysis to...
