Credit Manager-HF-HOUSING FINANCE-Credit
7 days ago
Job Description Credit Manager-Working Capital-Credit Bangalore, Karnataka, India JOB DESCRIPTION Job Role :As part of Credit Team for Working Capital Finance . Managing team of Credit Managers . Underwriting & making proposals of Working Capital Finance ( Fund & Non Fund based ) . Under writing cases with desired level of quality and enabling achievement of branch business target by proper training. . Visiting customers for personal discussions and deal structuring . Studying monitoring reports & keeping track of portfolio quality. Taking necessary steps to ensure that the required quality levels are maintained . To evaluate proposals of customers for Home Loans, Loan against Property . Decision making within defined TAT . Understanding of property related aspects (like legal title and market value of the property) is an added advantage . Coordinating with sales, operations, legal, technical and customer service Job Requirements: . Qualification- CA with relevant underwriting experience . Job Knowledge - o Technical underwriting experience o Analytical skills . Skills & Experience - o Experience of 2-4 years in relevant working capital products is desired, o Should be able to handle time bound activities effectively o Should be an effective team player. o Should have a sense of urgency & keenness to learn. Location Credit Manager-SBE-Small Business Enterprise-Credit Delhi, India TRENDING JOB DESCRIPTION Role Credit Appraisal . Loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities . Under writing cases with desired level of quality and enabling achievement of Branch Business target by proper training . Use performance history along with liquidity, debt/asset management and profitability ratios to assess creditworthiness in evaluation Stock on Hire: Increase in volume of business . Ensure that SOH increases(pl confirm if this applies to CM role ) NPA trend . Analyze the NPA trend like area, industry, sector etc. . Interact with Customers & understand the business and regularly monitor delinquencies / infants. Infant loan which is less than 12 months NPA . Ensure qualitative portfolio
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Credit Manager-Housing Finance
1 week ago
Mumbai, -Mumbai-Vinay Bhavya Complex-MAH, Vinay Bhavya Complex, Mumbai, Maharashtra, India Kotak Mahindra Bank Full time ₹ 4,00,000 - ₹ 12,00,000 per yearCredit Manager-Housing Finance-CreditThe Credit Manager-Housing Finance-Credit role involves managing credit assessments and approvals for housing finance. Responsibilities include evaluating creditworthiness, analyzing financial statements, and ensuring compliance with lending policies
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Credit Manager-hf-housing Finance-credit
5 days ago
Pune, Maharashtra, India Kotak Mahindra Bank Full timeJob Category KMBL Degree Level Bachelor s Degree Credit Manager-Working Capital-Credit Bangalore Karnataka India JOB DESCRIPTION Job Role As part of Credit Team for Working Capital Finance Managing team of Credit Managers Underwriting making proposals of Working Capital Finance Fund Non Fund based Under writing cases with desired level of quality and...
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Credit Officer
4 days ago
Pune, Maharashtra, India Bajaj Housing Finance Limited Full time ₹ 9,00,000 - ₹ 12,00,000 per yearCompany DescriptionBajaj Housing Finance Limited (BHFL), a subsidiary of Bajaj Finance Limited, is classified as an 'Upper-Layer NBFC' under RBI's Scale Based Regulations. The company is headquartered in Pune and caters to over million customers across India. BHFL provides finance for the purchase and renovation of residential and commercial properties,...
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Credit Manager
1 week ago
Vadodara, -Baroda-Arundeep Complex-Gotri Rd-GUJ, Gotri Road, Baroda, Gujarat, India Kotak Mahindra Bank Full timeCredit Manager-HF LOAN AGAINST PROPERTY (LAP)-CreditThe Credit Manager-HF LOAN AGAINST PROPERTY (LAP)-Credit is responsible for evaluating and approving credit applications for loan against property. They will analyze financial data, assess creditworthiness, and ensure compliance with company policies and regulations
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Cluster Credit Manager
2 weeks ago
Pune, Maharashtra, India Bajaj Housing Finance Full time ₹ 15,00,000 - ₹ 25,00,000 per yearRoles and ResponsibilitiesManage a team responsible for credit appraisal and underwriting across multiple locations.Oversee the entire credit process from application to disbursement, ensuring timely decision-making and quality control.Develop and implement effective credit policies, procedures, and processes to minimize defaults and maximize...
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Credit Manager
2 weeks ago
Pune, Maharashtra, India Kotak Mahindra Bank Full time ₹ 9,00,000 - ₹ 12,00,000 per yearCredit Manager-HF LOAN AGAINST PROPERTY (LAP)-Credit Key Responsibilities Credit Assessment: Risk Management: Loan Approval Process: Evaluate loan applications and creditworthiness of applicants based on financial data and other relevant factors. Perform detailed analysis of financial statements, bank statements, and credit reports. ...
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Housing Finance Relationship Manager
7 days ago
Chennai, -Chennai-TVH Agnitio Park-Kandanchavady Mahabalipura-TLN, -TVH Agnitio Park-Kandanchavady-old Mahabalipura, Chennai, Tamil Nadu, India Kotak Mahindra Bank Full time ₹ 4,00,000 - ₹ 12,00,000 per yearRelationship Manager - HF-HOUSING FINANCE-Sales Job role:Manage sales and distribution through the cross channel and open market channels Ensure unilateral growth by adding new DSAs / Branches Manage and grow the Direct Sales team and focus on increased Productivity Marketing and encashing catchment areas Meeting HNI clients and explaining...
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Credit Officer
1 week ago
Affordable Housing>West>Maharashtra>Pune>Pune>SHIVAJI NAGAR>Maharashtra>>Shivaji Nagar, India Equitas Small Finance Ltd Full time ₹ 9,00,000 - ₹ 12,00,000 per yearCredit Officer1. Managing the Branch in terms of Sales, Branch operations and administration. 2. Build a high Quality Loan portfolio 3. Responsible to Achieve targeted micro finance members for the Branch 4. Track and Ensure Repayments of the Loan disbursed 5. Maintain Manage & Deliver Branch productivity for Micro finance/Micro LAP/HF/AGRI/New...
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Senior Credit Manager
4 weeks ago
Mumbai, Maharashtra, India, Maharashtra Piramal Finance Full timeWe are hiring for Credit Professionals with experience of 8 - 12 years for a role in Piramal Finance (Wholesale RE Lending team)Post graduates with an inclination for Corporate financing, real estate underwriting and Credit Book management. The person would assist the zonal credit heads in evaluating investment opportunities within real estate secotr...
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Risk to Finance Reconciler
1 week ago
Pune, India Credit Suisse Full timeRisk Management English **We Offer** The Risk to Finance Reconciliations is a control run within CRCO to address completeness, accuracy and consistency of data between Finance and Risk Systems. The control is executed by comparing the underlying trades/positions between strategic risk and finance data. Breaks identified through the reconciliations are...