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Cluster Manager- Credit

2 weeks ago

Pune, Maharashtra, India Bajaj Housing Finance Full time ₹ 15,00,000 - ₹ 20,00,000 per year

Roles and Responsibilities

  • Manage a team responsible for credit appraisal and underwriting across multiple locations.
  • Oversee the entire credit process from application to disbursement, ensuring timely decision-making and quality control.
  • Develop and implement effective credit policies, procedures, and processes to minimize defaults and maximize recoveries.
  • Collaborate with sales teams to identify new business opportunities and develop strategies for cross-selling products.
  • Ensure compliance with regulatory requirements, internal policies, and industry standards.

Desired Candidate Profile

  • 7-10 years of experience in home loan credit underwriting or related field (NBFC).
  • MBA/PGDM degree from a reputed institution (any specialization).
  • CA qualification preferred but not mandatory.
  • Strong understanding of credit assessment, credit policy formulation, credit risk analysis, credit processing, credit underwriting principles.