Cluster Credit Manager
2 weeks ago
Roles and Responsibilities
- Manage a team responsible for credit appraisal and underwriting across multiple locations.
 - Oversee the entire credit process from application to disbursement, ensuring timely decision-making and quality control.
 - Develop and implement effective credit policies, procedures, and processes to minimize defaults and maximize recoveries.
 - Collaborate with sales teams to identify new business opportunities and develop strategies for cross-selling products.
 - Ensure compliance with regulatory requirements, internal policies, and industry standards.
 
Desired Candidate Profile
- 7-10 years of experience in home loan credit underwriting or related field (NBFC).
 - MBA/PGDM degree from a reputed institution (any specialization).
 - CA qualification preferred but not mandatory.
 - Strong understanding of credit assessment, credit policy formulation, credit risk analysis, credit processing, credit underwriting principles.
 
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