Credit Manager

Roles and ResponsibilityManage and process secured business loan applications.Conduct thorough credit analysis and risk assessments.Develop and maintain relationships with existing and potential clients.Collaborate with internal teams to ensure seamless loan processing.Monitor and report on credit portfolio performance.Identify and implement process...

Credit Underwriting & policy Implementation.:- underwriting credit proposals while adhering to credit policies , risk framework & regulatory guidelines.Portfolio Risk Management.:- Monitor delinquency, managing existing portfolio customers, identifying early warning signals for potential NPA's.Team Management & stakeholder Collaboration.:- alignment with...

Credit Appraisal & UnderwritingAssess & underwrite loan applications in the HL & LAP segment, including financial analysis & credit decision-making within authority limits.Manage the end-to-end credit process from application login through sanction

Area Credit Manager MSME | SuratKey Responsibilities:Evaluate MSME loan proposals, conduct PDs/site visits & ensure policy compliance.Monitor underwriting, TAT & portfolio quality.Liaise with Sales/Ops/Collections for smooth disbursement & risk control.Track delinquencies, recommend corrective actions & ensure compliance.Train & guide branch/regional credit...

Area Credit Manager – MSME | SuratKey Responsibilities:Evaluate MSME loan proposals, conduct PDs/site visits & ensure policy compliance.Monitor underwriting, TAT & portfolio quality.Liaise with Sales/Ops/Collections for smooth disbursement & risk control.Track delinquencies, identify high-risk cases & recommend actions.Ensure audit/regulatory compliance &...

About The Role   JOB DESCRIPTION Job Role :As part of Credit Team for Working Capital Finance "¢ Managing team of Credit Managers "¢ Underwriting & making proposals of Working Capital Finance ( Fund & Non Fund based ) "¢ Under writing cases with desired level of quality and enabling achievement of branch business target by proper training. "¢ Visiting...

Pre-Disbursal Activities:Document Verification and Credit Assessment:Review and verify all required documents for credit assessment to ensure completeness and accuracy before submission.Once all necessary documents are received, forward them to the Credit Head for further evaluation.Credit Opinion Report:Secure a Credit Opinion Report or reference from other...

Role & responsibilities :Oversee daily banking transactions, fund transfers, and bank reconciliations.Manage banking relationships and negotiate credit facilities.Monitor cash flows, ensure adequate liquidity, and manage surplus funds.Handle forex transactions and hedge currency risks where needed.Ensure compliance with banking covenants and financial...

Position - Business Relationship Manager - SBE-Salaried PL and Working Capital-SalesTo understand clients business & provide appropriate working capital solutions across Fund/ non Fund based products like Cash Credit, Demand Loan, Buyers credit, LC, BG etc. Work closely with Branch Banking teams for new customer addition. To penetrate client with various...

Company DescriptionEstablished in 1985, the Kotak Mahindra Group is one of India's leading financial services conglomerates. In February 2003, Kotak Mahindra Finance Ltd., the Group's flagship company, received a banking license from the Reserve Bank of India (RBI), becoming Kotak Mahindra Bank Limited. The Group offers a wide range of financial services...