State Head

3 weeks ago


Hyderabad India Vivriti Capital Full time

Job Description About Vivriti Group: Vivriti Group is a pioneer in the Mid-Market Lending space providing tailored debt solutions to mid-sized entities. The group has the following businesses: - Vivriti Capital Limited, a systematically important NBFC (NBFC ND-SI) regulated by RBI. As on date, Vivriti Capital has disbursed USD 3 billion across 300+ enterprise borrowers and is rated A+ by CRISIL. - Vivriti Asset Management, subsidiary of Vivriti Capital, is a fund manager to fixed income alternate investment funds (AIFs). As on date, Vivriti Asset Management has across funds, raised commitments of over USD 500 million from 900+ Institutional and private contributors. Vivriti AMC has also made investments of over USD 575 million across 80+ entities. https://www.youtube.com/watchv=5rGfHVlRX0A Job Title: State Collection Head Retail Job Location: - Hyderabad or Bangalore - to handle AP/TS/KA - Jaipur or Indore - to handle MP/UP/RJ Purpose of the Role: To provide functional and operational support to the field recovery and collection teams/agencies. The role involves managing delinquent customer accounts, overseeing repossession of hypothecated assets, handling field escalations, and ensuring adherence to the legal and internal collection processes. Key Responsibilities: - Manage recovery and collection operations across assigned geography (state/region). - Drive portfolio-wise recovery performance to achieve targeted collection and resolution goals. - Review delinquent and written-off accounts, ensuring timely tracking and follow-up. - Conduct regular field visits across the assigned region along with agency FOS or regional/area managers. - Coordinate with Head Office and cross-functional teams to enable smooth recovery operations. - Maintain and update MIS on delinquent accounts, agency performance, and field activities. - Ensure daily operational reporting and adherence to collection SOPs and compliance processes. - Handle customer escalations and ensure preventive mechanisms are in place at the agency level. - Oversee repossession of hypothecated assets in coordination with the legal team. - Facilitate out-of-court settlements and negotiate recovery cases within approved authority limits. - Ensure field visits, follow-ups, and collection efforts are recorded as per policy and system requirements. - Evaluate, appoint, and manage recovery agencies/vendors in line with organizational policy and manpower requirements. Qualifications & Skills: - Education: Bachelor's / Master's degree in any discipline. - Technical Skills: Proficiency in MS Office (Excel, Word, PowerPoint). - Experience: Minimum 10 years in collections, with at least 45 years in a managerial/team leadership role. - Exposure to collections across multiple products such as MSME, MFIs, LAP, or retail loans preferred. Key Competencies: - Strong communication and interpersonal skills; multilingual ability preferred. - Customer-focused with high accountability for results. - Target-driven and self-motivated with strong execution orientation. - Ability to manage and coach field teams and vendor partners effectively. - Sound judgment, decision-making, and problem-solving ability. - High integrity and compliance orientation. - Strong networking, negotiation, and conflict resolution skills. Reporting To: Head Retail Collections Job Type: Field-based role; extensive travel required across assigned geography.


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