Credit Officer

3 weeks ago

Bengaluru India Task Mate Full time

Job Description Location - Bengaluru and Noida Employment - Full-Time Hybrid Model Experience with Australian bank or Austelaian mortgage brokerage firm is a MUST. Experience - Minimum 1 year (MUST) We're seeking an experienced Credit Analyst to join our Australian client. Our client is a leading mortgage brokerage firm based in Sydney, providing end-to-end financing solutions to individuals and businesses across Australia. About Role You will be responsible for assessing loan applications, analysing client financials, and preparing credit recommendations. You will evaluate the creditworthiness of both individual and business clients, ensure compliance with regulatory and lender requirements, and support the smooth processing of loans from application through to settlement. This role requires strong analytical ability, sound judgment, and a good understanding of the Australian lending environment. Key Responsibilities - Conduct credit assessments and financial analysis for residential, commercial, and business loan applications. - Verify and assess financial documents, including income, liabilities, and supporting statements. - Analyse financial statements, cash flow, credit history, DTI ratios, and liquidity - Prepare detailed credit reports, summaries, and recommendations for approval. - Perform serviceability, pricing, and LMI calculations, ensuring compliance with lender and NCCP guidelines. - Order and review property valuations, liaising with valuers and lenders as required - Communicate and coordinate effectively with clients, brokers, lenders, solicitors, and accountants. - Monitor the progress of loan applications through to settlement and ensure client obligations are met. - Maintain accurate data in CRM systems and ensure full regulatory compliance. - Identify risk factors and recommend mitigation strategies for complex credit scenarios. - Support post-settlement processes and manage client relationships. Skills & Qualifications Bachelor's degree in Finance, Accounting, Economics, or Commerce. 1-3 years of experience in credit assessment, loan processing, or financial analysis (banking or mortgage industry background preferred). Strong analytical skills and proficiency in Excel, financial modelling, and credit assessment tools. Deep understanding of financial statements, liquidity ratios, and credit risk indicators. Excellent written and verbal communication skills for reporting and presentations. Strong decision-making and problem-solving abilities. High attention to detail, with a focus on accuracy and compliance.

  • ▷ (Urgent) RC - Credit Officer - Mortgages Credit

    3 weeks ago

    Bengaluru, India Axis Bank Full time

    Job Description RC - Credit Officer - Mortgages Credit INTERNAL USAGE: No. of Vacancies: Reports to: Regional Credit Manager Is a Team leader N Team Size: NA Grade: Business: Corporate Center Department: Retail Credit Sub-Department: CVCE Credit Location: About Wholesale Credit The Retail Credit department in the Bank is a Credit Underwriting department for...

  • Ijp for Credit Officer

    14 hours ago

    India Ujjivan Small Finance Bank Ltd Full time

    **IJP for Credit Officer - Housing - Lachit Nagar**: Multiple locations - Department- EAST CREDIT HOUSING- Job posted on- Jul 13, 2021- Employee Type- Permanent- Experience range- 1 year - 2 years- Any graduate with at least 1 year of experience with MFI or bank in credit department - Knowledge of local language and area with good communication skills -...

  • Credit Officer

    3 weeks ago

    India Task Mate Full time

    Location - Bengaluru and NoidaEmployment - Full-Time Hybrid ModelExperience with an Australian mortgage brokerage firm is preferred.Experience - Minimum 1 year (MUST)We’re seeking an experienced Credit Analyst to join our Australian client. Our client is a leading mortgage brokerage firm based in Sydney, providing end-to-end financing solutions to...

  • Credit Officer

    3 weeks ago

    India Task Mate Full time

    Location - Bengaluru and Noida Employment - Full-Time Hybrid Model Experience with an Australian mortgage brokerage firm is preferred. Experience - Minimum 1 year (MUST) We’re seeking an experienced Credit Analyst to join our Australian client. Our client is a leading mortgage brokerage firm based in Sydney, providing end-to-end financing solutions to...

  • Credit Officer

    4 weeks ago

    Bengaluru, Karnataka, India, Karnataka Task Mate Full time

    Location - Bengaluru and NoidaEmployment - Full-Time Hybrid ModelExperience with Australian bank or Austelaian mortgage brokerage firm is a MUST.Experience - Minimum 1 year (MUST)We’re seeking an experienced Credit Analyst to join our Australian client. Our client is a leading mortgage brokerage firm based in Sydney, providing end-to-end financing...

  • Credit Officer

    6 days ago

    Bengaluru, Karnataka, India Ujjivan Small Finance Bank Full time

    **Credit Officer-CAD-Agriculture Banking-Bangalore**: South 1101-Bangalore RO, Bangalore, Karnataka, India - Department- SOUTH AGRICULTURE BANKING- Job posted on- Oct 10, 2024- Employee Type- Permanent- Experience range (Years)- 2 years - 4 years- POSITION DESCRIPTION JOB TITLE Credit Officer-CAD Agri...

  • Lead Credit Officer

    4 days ago

    Bengaluru, Karnataka, India Chase- Candidate Experience page Full time ₹ 15,00,000 - ₹ 25,00,000 per year

    Are you looking for an exciting opportunity to join a dynamic and growing team in a fast paced and challenging area? This is a unique opportunity for you to work in our team to partner with the Business to provide a comprehensive view. As a Credit Risk Vice President, in commercial banking risk team, you will play a pivotal leadership role within our GHHN...

  • RC - Credit Officer - Tractor - Rural Credit

    4 weeks ago

    Bhubaneswar, India Axis Bank Full time

    Job Description RC - Credit Officer - Tractor - Rural Credit INTERNAL USAGE: No. of Vacancies: Reports to: Regional Credit Manager Is a Team leader N Team Size: NA Grade: Business: Corporate Center Department: Retail Credit Sub-Department: Rural Credit Location: About Rural Credit Rural Lending is a part of Retail Credit and caters to all financial needs of...

  • Associate - CEO's Office

    1 week ago

    Bengaluru, Karnataka, India Credit Saison Full time

    About Credit Saison: Established in 2019, CS India is one of the country’s fastest growing Non-Bank Financial Company (NBFC) lenders, with verticals in wholesale, direct lending and tech-enabled partnerships with Non-Bank Financial Companies (NBFCs) and fintechs. Its tech-enabled model coupled with underwriting capability facilitates lending at scale,...

  • Retail Agri-credit-officer

    1 week ago

    India HDFC Bank Full time

    **Group Company**: HDFC Bank Limited **Designation**: Retail Agri-Credit-officer **Position description**: Providing support to branch profitability by Client acquisition, financial Literacy, account opening & credit scrutiny. **Primary Responsibilities**: - 1. Daily field visit to Customer (groups) to conduct Borrower Eligibility Test (BET) to check; -...