Urgent Search Branch Credit Manager

2 weeks ago


Pune, Maharashtra, India Equitas Small Finance Bank Full time
Job Description

- Manage and oversee the credit function of the branch, ensuring compliance with regulatory requirements.
- Develop and implement effective credit policies and procedures to minimize risk and maximize revenue.
- Conduct thorough credit assessments and provide recommendations on loan approvals or denials.
- Collaborate with cross-functional teams to identify and mitigate potential credit risks.
- Monitor and report on credit portfolio performance, including delinquency rates and collection efficiency.
- Ensure adherence to all relevant laws and regulations related to credit lending.

Job Requirements

- Strong knowledge of credit underwriting principles and practices.
- Excellent analytical and problem-solving skills, with attention to detail and the ability to interpret complex data.
- Effective communication and interpersonal skills, with the ability to build relationships with customers and stakeholders.
- Ability to work in a fast-paced environment and meet deadlines.
- Proficiency in Microsoft Office and other financial software applications.
- Strong understanding of the BFSI industry and its regulatory requirements.

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