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Credit Manager-HOUSING FINANCE-Credit
1 month ago
JOB DESCRIPTION
Job Role :As part of Credit Team for Working Capital Finance
. Managing team of Credit Managers
. Underwriting & making proposals of Working Capital Finance ( Fund & Non Fund based )
. Under writing cases with desired level of quality and enabling achievement of branch business target by proper training.
. Visiting customers for personal discussions and deal structuring
. Studying monitoring reports & keeping track of portfolio quality. Taking necessary steps to ensure that the required quality levels are maintained
. To evaluate proposals of customers for Home Loans, Loan against Property
. Decision making within defined TAT
. Understanding of property related aspects (like legal title and market value of the property) is an added advantage
. Coordinating with sales, operations, legal, technical and customer service
Job Requirements:
. Qualification- CA with relevant underwriting experience
. Job Knowledge -
o Technical underwriting experience
o Analytical skills
. Skills & Experience -
o Experience of 2-4 years in relevant working capital products is desired,
o Should be able to handle time bound activities effectively
o Should be an effective team player.
o Should have a sense of urgency & keenness to learn.
