Manager - Retail Credit - Credit - Housing - Em - Kolkata - Avani Signature Building - Jm

1 day ago

Puruliya, India TATA CAPITAL Full time

xe8 xb7 xaf To underwrite mortgage business and manage the portfolio in assigned branch locationCore Responsibilities o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities o Under write proposals as per the laid down policies procedure to honour the agreed SLAs and manage city area business volumes o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit KYC documents and verification- telephonic field collateral visits o Assess income to obligation ratios loan to value ratios in depth knowledge of rational behind calculation of ratios and its impact on loan performance over long tenures o Maintain Portfolio MIS Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same o Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third partieso Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problemso Exceed service quality standards and strive for continuous process improvemento Undertake critical review of the credit proposals with a view to bring out the industry business financial management and facility structure risk contained in the credit proposal o Ensure collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal o Enable quick turnaround time of credit lending proposals for the mortgage business comprising of loan against property and home loan business in close liaison with the sales team o Undertake ongoing review of the credit exposures to ensure that the exposure continues to be bankable o Facilitate critical review and documentation of the proposals and effectively monitor the client collateral creditworthiness from the pre sanction to post disbursement phase undertaking steps for risk mitigation whenever required while ensuring adherence to legal documentation norms policieso Manage the credit underwriting function of his her branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit analysts and sales team o Follow up and ensure recovery of quick mortality cases between 12 -18 MOV Qualification Graduate Masters Post GraduateCertifications CA MBA Preferable

  • Branch Relationship Executive

    3 days ago

    Puruliya, India A 2 SEA SOLUTION Full time

    **JOB DESCRIPTION : (CREDIT CARD)** **We will arrange the SBI branch from Near by location and then will give the Customer BANKING Contact Leads & Walking inside customer approach the our credit card sales)** **Position - Banking inside Sales (customer leads will give & Walking Inside customer sales)** **Note**: **Salary fixed not Target...

  • Branch Relationship Executive

    4 days ago

    Puruliya, India laxmi job consultancy services pvt ltd Full time

    JOB DESCRIPTION : (CREDIT CARD) We will arrange the job from Near by location and then will give the Customer BANKING Contact Leads & Walking inside customer approach the credit card sales) Position - Banking inside Sales (customer leads will give & Walking Inside customer sales) Note: Salary fixed not Target based. Qualification - 12th to Any...

  • Department Manager

    3 days ago

    Puruliya, West Bengal, India Proviso Full time

    Job Title Grocery Team Leader Store Supervisor Are you passionate about retail grocery operations and team management Join our growing team as a Grocery Team Leader where you ll play a key role in driving sales customer satisfaction and smooth store operations What You ll Do Lead train and motivate a team of grocery associates Manage...

  • Department Manager

    4 days ago

    Puruliya, West Bengal, India Proviso Full time ₹ 14,000 - ₹ 1,80,000 per year

    Job Title: Grocery Team Leader / Store SupervisorAre you passionate about retail, grocery operations, and team management? Join our growing team as a Grocery Team Leader, where you'll play a key role in driving sales, customer satisfaction, and smooth store operations.What You'll Do:Lead, train, and motivate a team of grocery associates.Manage inventory,...

  • Electrifying Business Growth Opportunities

    1 week ago

    Puruliya, West Bengal, India beBeeStrategic Full time ₹ 2,00,00,000 - ₹ 2,50,00,000

    Strategic Sales Manager PositionJob Overview:This is a leadership role based out of Kolkata, emphasizing on driving innovation and customer satisfaction.A leader with strong connections and knowledge about various products and services.Main Responsibilities:To drive growth by having strong insights into the market regarding software solutions and digital...

  • Sales Representative- Purulia

    2 weeks ago

    Puruliya, India Kokuyo Camlin Full time

    Location - PURULIA - Business/Function - Not Specified - Band - Not Specified **Job Reference** - JR00000171 **Job Summary** - Job Summary not provided **Job Purpose** Serve customer by selling products and meeting customer needs. **Job Duties & Key Responsibilities** - Duties and Responsibilities - Visiting the retails outlets on daily basis as per the...

  • Sr. Executive

    2 days ago

    Puruliya, West Bengal, India Dalmia Bharat Group Full time

    Position: Sales OfficerDesignation: Sr. Executive / Asst. ManagerCTC - INR 6 - 9 LPADept: Institutional Sales (Non Trade Sales)Place: Kolkata, PuruliaCredentials: B.Tech (Civil) with MBA preferredResponsibilities:Planning & Executing activities to achieve the Sales TargetGetting sales target (weekly/monthly/annually) from State head & prepare action...

  • Senior Business Intelligence Developer

    1 week ago

    Puruliya, West Bengal, India beBeeDataAnalysis Full time ₹ 15,00,000 - ₹ 25,00,000

    Job DescriptionOur team is seeking a seasoned Msbi Developer to drive the implementation of business intelligence solutions. This role requires expertise in SSIS, SSRS, and SQL Server database management.Required Skills & Qualifications6-10 years of experience in MSBI development with a strong focus on performance optimization.Proficiency in SSIS, SSRS, and...

  • Dgm - Sales

    1 week ago

    Puruliya, West Bengal, India Schneider Electric Full time

    This is a people s manager role based out of Kolkata emphasizing on the following -A leader who has strong customer connect knowledge about all offers of Schneider offers H D Power Products Bus Bar Automatic Transfer Switch Digital Energy Industry Automation Power System Secure Power Services A Leader who drives Innovation at the core -...

  • Accounting Systems Analyst

    2 weeks ago

    Puruliya, West Bengal, India Steora Full time

    Company DescriptionSteora provides business and technology outsourcing solutions tailored to the small and mid-level market. Our dedicated resources ensure that every client receives the necessary technical support, functional support, or complete CRM solution. The company is located in the Kolkata metropolitan area, offering a dynamic and collaborative work...