Manager - Retail Credit - Credit - Housing - Em - Kolkata - Avani Signature Building - Jm

4 weeks ago

Puruliya, India TATA CAPITAL Full time

xe8 xb7 xaf To underwrite mortgage business and manage the portfolio in assigned branch locationCore Responsibilities o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities o Under write proposals as per the laid down policies procedure to honour the agreed SLAs and manage city area business volumes o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit KYC documents and verification- telephonic field collateral visits o Assess income to obligation ratios loan to value ratios in depth knowledge of rational behind calculation of ratios and its impact on loan performance over long tenures o Maintain Portfolio MIS Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same o Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third partieso Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problemso Exceed service quality standards and strive for continuous process improvemento Undertake critical review of the credit proposals with a view to bring out the industry business financial management and facility structure risk contained in the credit proposal o Ensure collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal o Enable quick turnaround time of credit lending proposals for the mortgage business comprising of loan against property and home loan business in close liaison with the sales team o Undertake ongoing review of the credit exposures to ensure that the exposure continues to be bankable o Facilitate critical review and documentation of the proposals and effectively monitor the client collateral creditworthiness from the pre sanction to post disbursement phase undertaking steps for risk mitigation whenever required while ensuring adherence to legal documentation norms policieso Manage the credit underwriting function of his her branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit analysts and sales team o Follow up and ensure recovery of quick mortality cases between 12 -18 MOV Qualification Graduate Masters Post GraduateCertifications CA MBA Preferable

  • High Salary! Cash Application Specialist

    6 days ago

    Puruliya, India Bright Vision Full time

    Job Title: O2C Specialist – Cash Applications Location: On-site | Sector V, Salt Lake, Kolkata Shift Timing: 1:30 PM – 10:30 PM IST (Aligned to US Time Zone) CTC: ₹6 – ₹9 LPA (Commensurate with experience and market standards) Joining Date: Preferably between 15th–20th October 2025; latest by 1st November 2025 Notice Period: Maximum 30 days;...

  • Branch Relationship Executive

    5 hours ago

    Puruliya, India laxmi job consultancy services pvt ltd Full time

    JOB DESCRIPTION : (CREDIT CARD) We will arrange the job from Near by location and then will give the Customer BANKING Contact Leads & Walking inside customer approach the credit card sales) Position - Banking inside Sales (customer leads will give & Walking Inside customer sales) Note: Salary fixed not Target based. Qualification - 12th to Any...

  • Full-stack developer

    1 week ago

    Puruliya, India Your TA Partner Full time

    Full Stack Developer (.NET Core + Angular) Location: 4 weeks in Kolkata (Knowledge Transfer & Onboarding), then Remote from Pune Experience: 2+ years Why Join? You won’t just be coding; you’ll be shaping solutions that make a real impact. Our client is developing enterprise-grade ERP solutions using modern technology stacks and seeks passionate...

  • [3 Days Left] Associate Area Business Manager

    2 weeks ago

    Puruliya, India Tekpillar Full time

    Salary Benefits Attractive CTC - 5 50 LPA performance-based incentives-Strong career growth opportunities in the BFSI sector - Recognition and rewards for top performers We are hiring passionate professionals for Sales Manager roles in the BFSI sector at Kolkata If you have strong sales experience in Banking Finance or Insurance and are looking for...

  • Department Manager

    4 weeks ago

    Puruliya, West Bengal, India Proviso Full time

    Job Title Grocery Team Leader Store Supervisor Are you passionate about retail grocery operations and team management Join our growing team as a Grocery Team Leader where you ll play a key role in driving sales customer satisfaction and smooth store operations What You ll Do Lead train and motivate a team of grocery associates Manage...

  • Department Manager

    3 weeks ago

    Puruliya, India Proviso Full time

    Job Title: Grocery Team Leader / Store Supervisor Are you passionate about retail, grocery operations, and team management? Join our growing team as a Grocery Team Leader, where you'll play a key role in driving sales, customer satisfaction, and smooth store operations. What You'll Do: Lead, train, and motivate a team of grocery associates. Manage inventory,...

  • Department Manager

    7 days ago

    Puruliya, West Bengal, India Proviso Full time ₹ 1,68,000 - ₹ 2,16,000 per year

    Job Title: Grocery Team Leader / Store SupervisorAre you passionate about retail, grocery operations, and team management? Join our growing team as a Grocery Team Leader, where you'll play a key role in driving sales, customer satisfaction, and smooth store operations.What You'll Do:Lead, train, and motivate a team of grocery associates.Manage inventory,...

  • ▷ Immediate Start! Sales Manager

    6 days ago

    Puruliya, India TSNT SOLUTIONS PVT LTD Full time

    We are seeking a dynamic and experienced Sales & Marketing Manager to lead our business development efforts in the electrical panel and automation segment. The ideal candidate will have in-depth industry knowledge, strong client networking skills, and a proven track record in B2B industrial sales and marketing. Industry: Electrical (Panel Manufacturing with...

  • Sr. Executive

    3 weeks ago

    Puruliya, India Dalmia Bharat Group Full time

    Position: Sales OfficerDesignation: Sr. Executive / Asst. ManagerCTC - INR 6 - 9 LPADept: Institutional Sales (Non Trade Sales)Place: Kolkata, PuruliaCredentials: B.Tech (Civil) with MBA preferredResponsibilities:Planning & Executing activities to achieve the Sales TargetGetting sales target (weekly/monthly/annually) from State head & prepare action...

  • Sr. executive

    5 days ago

    Puruliya, India Dalmia Bharat Group Full time

    Position: Sales OfficerDesignation: Sr. Executive / Asst. ManagerCTC - INR 6 - 9 LPADept: Institutional Sales (Non Trade Sales)Place: Kolkata, PuruliaCredentials: B. Tech (Civil) with MBA preferredResponsibilities:Planning & Executing activities to achieve the Sales TargetGetting sales target (weekly/monthly/annually) from State head & prepare action...