Credit Manager

Job Description

Job Description

Key Deliverables:

- Timely due diligence of the funding proposals of the branches
- Ensuring the Credit policy implementations
- Managing and supervising FI agency/ valuation agency operations
- Ensuring quality portfolio of the branches within the set parameters
- Conducting training for FI/Channels and cross verticals at regular intervals
- Visiting Channels/ Branches and customers at regular intervals
- Handling a team of Credit Managers and associates
- Providing market feedback through fieldd visits and networking with Credit counterparts of competition
- Providing inputs for localized schemes based on market dynamics and delinquency studies
- Audit of files and Process and taking corrective measures
- Complying to audit Queries
- Keep track on performance of self and drive the team to enable positive results on KPIs
- Communicate & Maintain co-ordination with other financers to stay updated on financing traits, market understanding, customer feedback, new schemes launch which helps in underwriting

Education Qualification:

MBA/CA/ICWA/CS/M.com/B.com (Hons)

Specialized job competencies:

Functional Competencies

- Credit Analysis
- Analytical & Accuracy Skill
- Understanding of Lending Procedures
- Credit Risk Assessment

Behavioral Competencies

- Execution Excellence
- Customer Centricity
- Fostering Synerygy
- People Leadership
- Strategic Orientation

Hiring Parameters:

- Should have Direct or CFT experience in Credit/Operations/Sales/Collections
- Should have knowledge of local market
- Good Communication & Negotiation Skill will be added advantage
- Ability to work under pressure
- Should have problem Solving Skill

---