Credit Manager-Loan Against Property-Credit

4 days ago


Salem India Kotak Mahindra Bank Limited Full time

Job Description We are looking for a qualified and experienced Credit Underwriter to manage credit evaluation for Self-Employed Non-Professional (SENP) and Self-Employed Professional (SEP) mortgage cases. The role involves in-depth financial analysis, customer visits, and credit decision-making to ensure high-quality underwriting and minimal delinquency. The ideal candidate will have a strong understanding of mortgage lending, economic indicators, and regulatory norms. The role also includes mentoring Credit Processing Associates (CPAs), monitoring their productivity, and ensuring adherence to internal policies and audit standards. . Looking after credit underwriting of SENP / SEP cases - by having deep understanding of applicants financials and business background post visiting customer. . Delinquency monitoring for underwritten cases during the infant stage so as to keep delinquency to almost Nil levels. . Managing the credit quality of underwritten cases. Having sound knowledge of present economic indicators as well as updates in mortgage industry. . Maintaining decent productivity levels of processing. . Being a team player while assisting the team in implementing HO & local policies at ground level. . Handling of CPAs and mentoring them to extract quality in their output. Monitoring their productivity levels. Job Requirements: . CA /MBA done from well-known Institute. . Min 2 - 4 years of experience in mortgage with bank or NBFC. . Having above exposure in SE/SENP segment Same Posting Description for Internal and External Candidates


  • Credit Manager

    6 days ago


    Ahmedabad, -Ahmedabad-Siddhi Vinayak Complex-Satelliate-GUJ, Ahmedabad, Gujarat, India Kotak Mahindra Bank Full time ₹ 12,00,000 - ₹ 24,00,000 per year

    Credit Manager-HF LOAN AGAINST PROPERTY (LAP)-CreditThe Credit Manager-HF LOAN AGAINST PROPERTY (LAP)-Credit is responsible for assessing creditworthiness and managing the credit approval process for loan against property applications. The role involves analyzing financial data, evaluating collateral, and ensuring compliance with credit policies and...


  • India, Rajahmundry Kotak Mahindra Bank Limited Full time

    Job Description 1. Credit Assessment & Underwriting: Evaluate loan applications for Loan Against Property (LAP) and Affordable Housing Loans at the location level. Assess borrower profiles, financial statements, and property documents to determine creditworthiness. Perform due diligence, including Customer meeting, tele verification check, CIBIL/credit...


  • Noida, India Kotak Mahindra Bank Limited Full time

    Job Description - Manage sales for Loan against Property business from cross channel and open market - Ensure unilateral growth by adding new Branches - Manage and grow the Direct Sales team and focus on increased Productivity - Marketing and encashing catchment areas - Meeting HNI clients and explaining various products related to Loan against property/HF/...

  • Credit Manager

    2 days ago


    Nellore, Salem, Warangal, India OM Careers Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    Credit Manager's job description at Kotak Mahindra Bank for Home Loan, LAP, and underwriting roles involves evaluating and approving loan applications, managing the credit quality of underwritten accounts, and monitoring for delinquency. Key responsibilities include performing financial and business background checks on applicants, ensuring compliance with...


  • Bengaluru, India Kotak Mahindra Bank Limited Full time

    Job Description As the Credit Manager, you will play a vital role in overseeing the LAP Credit department's operations and strategies. Your primary focus will be on driving business growth, managing credit risk, and ensuring compliance with regulatory standards. You will lead a team of credit analysts and underwriters, providing guidance and mentorship to...


  • Jaipur, -Jaipur-Shyam Anukampa Bldg-RAJ, Jaipur, Rajasthan, India Kotak Mahindra Bank Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    Relationship Manager-Loan Against Property (LAP)-Sales Job Description Job Title: Relationship Manager – LAP Designation: Manager Department: Sales – Loan Against Property Reporting to: Area Sales Manager Location: [Specify Location] About Kotak Mahindra Prime Ltd. Kotak Mahindra Prime Ltd., a subsidiary of Kotak Mahindra Bank, is one...

  • Credit Manager

    6 days ago


    Kanpur, -Kanpur-Meghdoot Hotel Bldg-UPD, Kanpur, Uttar Pradesh, India Kotak Mahindra Bank Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    Credit Manager-SALARIED PL AND WORKING CAPITAL-Credit Credit Manager-Working Capital-Credit JOB DESCRIPTION Job Role :As part of Credit Team for Working Capital Finance • Managing team of Credit Managers • Underwriting & making proposals of Working Capital Finance ( Fund & Non Fund based • Under writing cases with desired level of quality and...


  • Pune, India Kotak Mahindra Bank Limited Full time

    Job Description Credit Manager-Working Capital-Credit Bangalore, Karnataka, India JOB DESCRIPTION Job Role :As part of Credit Team for Working Capital Finance . Managing team of Credit Managers . Underwriting & making proposals of Working Capital Finance ( Fund & Non Fund based ) . Under writing cases with desired level of quality and enabling achievement of...

  • Credit Manager

    2 weeks ago


    Bangalore, -Bangalore-Uniworth Plaza-KTK, Bangalore, Karnataka, India Kotak Mahindra Bank Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    Credit Manager-Loan Against Property (LAP)-Credit JD For Credit ManagerLoan Underwriting Handling secured, unsecured and working capital and LAP Evaluate and process end to end Loan applications within agreed TAT timelines. Timely clearance of open audit queries, quality control checks Timely completion of Vendor Management related activities ...

  • Credit Manager

    2 weeks ago


    India TATA CAPITAL Full time

    Job Category LAP-Credit To underwrite and manage the portfolio in assigned branch location Responsibilities Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities Under write proposals as per the laid down policies procedure to honor the agreed SLAs...