▷ [Urgent] Credit Manager-Loan Against Property-Credit

5 days ago

Gurugram India Kotak Mahindra Bank Limited Full time

Job Description

We are looking for a qualified and experienced Credit Underwriter to manage credit evaluation for Self-Employed Non-Professional (SENP) and Self-Employed Professional (SEP) mortgage cases. The role involves in-depth financial analysis, customer visits, and credit decision-making to ensure high-quality underwriting and minimal delinquency. The ideal candidate will have a strong understanding of mortgage lending, economic indicators, and regulatory norms. The role also includes mentoring Credit Processing Associates (CPAs), monitoring their productivity, and ensuring adherence to internal policies and audit standards.

. Looking after credit underwriting of SENP / SEP cases - by having deep understanding of applicants financials and business background post visiting customer.

. Delinquency monitoring for underwritten cases during the infant stage so as to keep delinquency to almost Nil levels.

. Managing the credit quality of underwritten cases. Having sound knowledge of present economic indicators as well as updates in mortgage industry.

. Maintaining decent productivity levels of processing.

. Being a team player while assisting the team in implementing HO & local policies at ground level.

. Handling of CPAs and mentoring them to extract quality in their output. Monitoring their productivity levels.

Job Requirements:

. CA /MBA done from well-known Institute.

. Min 2 - 4 years of experience in mortgage with bank or NBFC.

. Having above exposure in SE/SENP segment

Same Posting Description for Internal and External Candidates

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