▷ (Immediate Start) Location Credit Manager - Bharat Business Loans - Credit
4 days ago
Job Description 1. Credit Assessment & Underwriting: Evaluate loan applications for Loan Against Property (LAP) and Affordable Housing Loans at the location level. Assess borrower profiles, financial statements, and property documents to determine creditworthiness. Perform due diligence, including Customer meeting, tele verification check, CIBIL/credit bureau checks, banking analysis, and market references. Ensure that loan proposals align with the company's credit policy and risk appetite. 2. Loan Processing & Decision Making: Approve loan applications within the designated authority limit andrecommend higher-value proposals as required. Coordinate with legal, technical, and operations teams to ensure smooth loan processing and disbursement. Managing vault and safe keeping of property documents and Identify potential risks in loan proposals and recommend mitigation strategies. 3. Risk & Portfolio Management: Monitor the portfolio for early warning signals, delinquencies, and fraud detection. Work closely with the collections team to ensure timely follow-ups on overdue accounts. Conduct regular credit reviews and portfolio analysis to maintain a healthy loan book. 4. Compliance & Audit: Ensure adherence to internal credit policies, RBI/NHB guidelines, and regulatory requirements. Maintain proper documentation and ensure audit readiness at all times. Work with internal and external auditors to ensure smooth audit processes. 5. Stakeholder & Team Management: Provide training and guidance to sales and credit teams on loan policies and credit evaluation. Collaborate with business teams to ensure a balance between growth and risk management. Engage with legal and technical vendors for smooth processing of loan approvals. Key Skills & Competencies: Strong understanding of LAP & Affordable Housing Loans underwriting. Knowledge of legal & technical aspects related to property financing. Experience in credit risk assessment, financial analysis, and portfolio monitoring. Familiarity with CIBIL, CRIF, and other credit assessment tools. Attention to detail, decision-making ability, and problem-solving skills. Excellent communication and stakeholder management skills.
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Bharat Banking: Credit Analyst
4 weeks ago
Jaipur, India Axis Bank Full timeJob Description About Bharat Banking The increasing income diversification, evolution of the tech stack, various government schemes to improve livelihoods, and integrating the country via roads and the internet have provided strong tailwinds to the rural and semi urban (RUSU) or Bharat markets. To better capitalize on the growth runway and open the...
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Location Credit Manager
2 days ago
India Kotak Life Insurance Full time ₹ 15,00,000 - ₹ 25,00,000 per yearAbout The Role JD - Location Credit Manager Credit Assessment & UnderwritingEvaluate loan applications for Loan Against Property (LAP) and Affordable Housing Loans at the location level. Assess borrower profiles, financial statements, and property documents to determine creditworthiness. Perform due diligence, including Customer meeting, tele...
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India Kotak Mahindra Bank Limited Full timeJob Description JD - Relationship Manager-Bharat Business The Relationship Manager - LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer...
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Tarapur, India Kotak Mahindra Bank Limited Full timeJob Description JD - Relationship Manager-Bharat Business The Relationship Manager - LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer...
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Group Credit Officer-rajahmundry
2 weeks ago
Rajahmundry, India Green Start Jobs Full timeConduct site visits and verify information provided by applicants. - Analyze financial statements and assess repayment capacity. - Monitor loan portfolios and identify potential risks. - Ensure compliance with lending policies and regulations. - Prepare credit reports and recommendations. - Manage and mitigate credit risk. - Maintain relationships with...
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Group Credit Officer-rajahmundry
2 weeks ago
Rajahmundry, AP, IN Green Start Jobs Full timeThe Group Credit Officer in Rajahmundry will be responsible for assessing creditworthiness and managing credit risk for group lending activities This role involves evaluating loan applications conducting site visits and ensuring compliance with lending policies and regulations Responsibilities Evaluate loan applications and assess creditworthiness of...
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Credit Manager
4 days ago
Aruppukkottai, India Muthoot Microfin Full timeJob Description Company Description Muthoot Microfin is part of the Muthoot Pappachan Group (MPG), a leading business conglomerate with operations across multiple verticals. Muthoot Microfin Limited is a prominent microfinance institution focused on providing micro-loans to women customers, primarily in rural regions of India. Adopting the joint liability...
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Rawatsar, India Kotak Mahindra Bank Limited Full timeJob Description The Relationship Manager - LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction...
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Credit Manager-Loan Against Property
1 week ago
Bengaluru, India Kotak Mahindra Bank Limited Full timeJob Description JD For Credit Manager - Loan Underwriting - Handling secured, unsecured and working capital and LAP - Evaluate and process end to end Loan applications within agreed TAT timelines. - Timely clearance of open audit queries, quality control checks - Timely completion of Vendor Management related activities - Providing support to Business Plan...
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India Kotak Life Insurance Full time ₹ 9,00,000 - ₹ 12,00,000 per yearAbout The Role Credit Manager-Working Capital-Credit Bangalore, Karnataka, India JOB DESCRIPTION Job Role :As part of Credit Team for Working Capital Finance "¢ Managing team of Credit Managers "¢ Underwriting & making proposals of Working Capital Finance ( Fund & Non Fund based ) "¢ Under writing cases with desired level of quality and enabling...
