Credit Relationship Officer

4 weeks ago


Chennai, India CreditMantri Finserve Pvt Ltd Full time

- Client Relationship Management: Develop and maintain strong relationships with a portfolio of clients, acting as their primary contact for credit-related needs. - Credit Analysis and Risk Assessment: Review and analyze credit applications, evaluate financial data, and assess the creditworthiness and risk associated with each client. - Sales and Business Development: Identify and pursue new business opportunities, meet sales targets, and cross-sell banking products and services to existing clients. - Loan Application Processing: Gather necessary documentation, prepare credit applications and records, and present them to the credit committee. - Loan Monitoring and Compliance: Monitor existing loans, ensure compliance with bank policies and regulations, and manage loan renewals. - Problem-Solving: Address client inquiries and resolve issues promptly. - Internal Coordination: Liaise with internal teams, such as loan officers and collections departments, to ensure smooth operations. - Requirements Key skills and qualifications - Financial Acumen: Strong analytical skills to assess financial data, understand credit risk, and calculate financial ratios. - Client-Facing Skills: Excellent communication, negotiation, and interpersonal skills to build and maintain client relationships. - Organizational Skills: Ability to manage multiple client accounts and tasks efficiently, with strong attention to detail. - Technical Proficiency: Proficiency in Microsoft Office Suite and Customer Relationship Management (CRM) software. - Education: Typically requires a bachelor's degree in a related field such as Finance, Banking, or Business Administration.



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