Credit Officer

4 days ago


Chennai, Tamil Nadu, India Navarathna Housing Finance Limited Full time ₹ 18,00,000 - ₹ 31,20,000 per year

Job Summary

We are seeking a motivated and detail-oriented Credit Officer to join our team. The role involves evaluating loan applications, verifying customer documents, assessing creditworthiness, and ensuring adherence to company policies and compliance guidelines.

Key Responsibilities

  • Collect, verify, and validate customer documents for loan processing.
  • Conduct credit checks, CIBIL analysis, and background verification.
  • Assess applicants' financial information and repayment capability.
  • Coordinate with sales and operations teams for smooth loan disbursement.
  • Ensure compliance with internal policies and regulatory requirements.
  • Maintain accurate records of customer applications and credit approvals.
  • Assist in recovery follow-up when necessary.
  • Prepare credit reports and submit them to the Credit Manager/Head for approval.

Qualifications & Skills

  • Graduate in Commerce/Finance/Business Administration or related field.
  • 1–3 years of experience in credit appraisal/loan processing (preferably in NBFCs, Banks, or Housing Finance companies).
  • Strong knowledge of credit policies, loan documentation, and compliance.
  • Good communication and interpersonal skills.
  • Proficiency in MS Office (Excel, Word).
  • Attention to detail with strong analytical and problem-solving skills.

Job Type: Full-time

Work Location: In person

Location : Chennai

Job Type: Full-time

Pay: ₹15, ₹26,000.00 per month

Work Location: In person


  • Credit Officer

    2 weeks ago


    Chennai, Tamil Nadu, India Meritus AI Learning Experiences Private Limited Full time ₹ 2,00,000 - ₹ 12,00,000 per year

    Experience : Freshers OnlyPreferably Male candidateLocation : ChennaiPreferred Qualification : MBA, MCOM, BCom, BBA, BCA, BscCredit & Dispatch Manager – Roles and Responsibilities1. Credit Management ResponsibilitiesDevelop and implement credit policies, ensuring alignment with company objectives.Evaluate and approve credit applications based on financial...

  • Credit Officer

    1 week ago


    Chennai, Tamil Nadu, India Aptus Full time ₹ 6,00,000 - ₹ 12,00,000 per year

    Creditworthiness assessment:Evaluate potential existing clients by analyzing financial statements, credit history,and payment records. Risk analysis:Perform risk analysis, identify potential risks and fraud, assess a borrower's ability to repay debt Required Candidate profilePrevious Experience in relevant fieldMin 2 years to Max 6 yearsMulti Linguist...

  • Area Credit Manager

    1 week ago


    Chennai, Tamil Nadu, India Tata Capital Full time ₹ 5,00,000 - ₹ 25,00,000 per year

    DescriptionKey Objective of the Job:To drive Rural Individual Loan business underwriting and creating quality portfolio.Major Deliverables:•    1. Managing a team of Branch credit managers, Credit Executives. •    2. Conduct personal discussion with customers to establish Credit worthiness.•    3. Pre and post sanction credit risk...


  • Chennai, Tamil Nadu, India Kiya Full time ₹ 5,00,000 - ₹ 15,00,000 per year

    Job Title: Credit Analyst Asset & Investment ManagementLocation: ChennaiExperience: 0 to 2 yrsWorking Model: Work from OfficeJob Description:We are looking for a detail-driven and financially sound Credit Analyst to join our asset management division. The role requires evaluating creditworthiness, understanding financial statements, and supporting investment...


  • Chennai, Tamil Nadu, India Snowman Logistics Full time ₹ 2,50,000 - ₹ 7,50,000 per year

    Role & responsibilitiesMeet and achieve respective Regions assigned target limited to your branch/office.Daily review of debts/Outstanding and contact customers for payments.Weekly review of debts assigned with RBM/regional credit controller (RCC)/National credit controller (NCC).Obtain confirmed date of payments/Negotiate payment plan with customer and...


  • Chennai, Tamil Nadu, India Yubi MENA Full time US$ 15,000 - US$ 45,000 per year

    Credit Processing Associate (Experience: 3 to 8 years)Location: ChennaiOverview:We are seeking a meticulous Credit Processing Associate to join our credit operations team based out of Chennai and support Yubiloans operations, UAE, MENA. In this role, you will ensure the timely completion of borrower profiles on our platform while managing the full credit...


  • Chennai, Tamil Nadu, India Citi Full time ₹ 3,00,000 - ₹ 6,00,000 per year

    We're currently looking for a high caliber professional to join our team as Credit Maintenance Analyst - Hybrid based in Chennai, India. Being part of our team means that we'll provide you with the resources to meet your unique needs, empower you to make healthy decision and manage your financial well-being to help plan for your future. For instance:...


  • Chennai, Tamil Nadu, India Citi Full time ₹ 2,50,000 - ₹ 7,00,000 per year

    Whether you're at the start of your career or looking to discover your next adventure, your story begins here.  At Citi, you'll have the opportunity to expand your skills and make a difference at one of the world's most global banks.  We're fully committed to supporting your growth and development from the start with extensive on-the-job training and...


  • Chennai, Tamil Nadu, India Standard Chartered Bank Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    Requisition Number: 34006Job Location: Chennai, INDWork Type: Office WorkingEmployment Type: PermanentPosting Start Date: 04/11/2025Posting End Date: 30/11/2025:Job SummaryGBS RRSD Unit comes under the Group Risk and CFCR Function. It handles wide spectrum of activities to support the Enterprise Risk Management, Traded Risk Management, Risk & Compliance...

  • Senior officer

    2 weeks ago


    Chennai, Tamil Nadu, India DBS Bank Full time ₹ 6,00,000 - ₹ 12,00,000 per year

    Business FunctionCorporate and Investment Banking provides corporate customers with a full range of Commercial banking products and services including cash management services, current accounts time deposits, trade finance, working capital finance, term loans and foreign exchange, Through our continued commitment, DBS has cultivated long standing...