Branch Credit Manager

3 weeks ago

Hubli Belgaum, India Equitas Small Finance Bank Full time
Job Description

We are seeking a highly skilled and experienced Branch Credit Manager to join our team at Equitas Small Finance Bank. The ideal candidate will have extensive experience in the BFSI industry, with a strong background in credit management and analysis. This pivotal role involves overseeing the entire credit function at the branch level, ensuring compliance, minimizing risk, and driving business growth through sound credit decisions.

Roles and Responsibilities

- Credit Function Management:
- Manage and oversee the credit function at the branch level, ensuring strict compliance with all regulatory requirements.
- Develop and implement effective credit policies and procedures aimed at minimizing risk and maximizing business growth.
- Ensure all credit-related transactions are accurately recorded and meticulously maintained.
- Credit Analysis & Risk Mitigation:
- Conduct thorough credit analyses and assessments to accurately determine client creditworthiness.
- Collaborate with cross-functional teams to proactively identify and mitigate potential credit risks.
- Monitor and report on credit portfolio performance, providing insightful recommendations for continuous improvement.

Job Requirements

- Experience & Knowledge:
- Professional experience in the BFSI industry, with a strong background in credit management and analysis.
- Strong knowledge of credit management principles, practices, and regulations.
- Strong understanding of the BFSI industry, including market trends and competitor activity.
- Skills:
- Excellent analytical and problem-solving skills, with the ability to interpret complex data sets.
- Effective communication and interpersonal skills, enabling strong relationships with clients and stakeholders.
- Ability to work effectively in a fast-paced environment, adept at prioritizing multiple tasks and meeting deadlines.
- Proficiency in financial modeling and forecasting tools, coupled with hands-on experience in credit risk assessment.

  • High Salary Branch Credit Manager

    4 weeks ago

    Basavakalyan, Karnataka - Hubli-Dharwad, Karnataka, India Equitas Small Finance Bank Full time

    Role Description Designation Branch Credit Manager Grade EB-2-Assistant Manager EB-3-Deputy Manager Legal Entity Equitas Small Finance Bank Business Unit Retail Banking Division Emerging Enterprise Banking Department Credit Travel required Yes No if Yes please mark - Level of travel Moderate Extensive Level Individual Contributor ...

  • Branch Manager Position

    3 days ago

    Hubli, Karnataka, India beBeeOperations Full time ₹ 1,50,00,000 - ₹ 2,50,00,000

    We are seeking a seasoned leader to manage our branch, driving sales, service quality, and operational efficiency.Job DescriptionThis Branch Operations Manager will oversee the daily operations of our branch, ensuring exceptional customer satisfaction and driving business growth.Main Responsibilities:Maintain high-quality service standards, addressing...

  • Credit Cards-commercial Cards

    1 week ago

    Belgaum, India HDFC Bank Full time

    **Group Company**: HDFC Bank Limited **Designation**: Credit Cards-Commercial Cards - Corporate Sales Officer - CPS **Office Location**: BELGAUM - KARNATAKA Belgaum (Branch) **Position description**: Credit Cards-Commercial Cards - Corporate Sales Officer - CPS **Primary Responsibilities**: - Regular Branch visits for sales and service - Visit to...

  • Branch Operations Manager

    4 days ago

    Belgaum, Karnataka, India beBeeLeadership Full time ₹ 7,50,000 - ₹ 15,00,000

    Job Title: Branch Operations ManagerOverviewWe are seeking a skilled and experienced Branch Operations Manager to join our team.The successful candidate will be responsible for overseeing daily branch operations, managing staff, ensuring customer satisfaction, implementing business strategies, maintaining regulatory compliance, and supporting branch growth...

  • Assistant Branch Manager

    16 hours ago

    Hubli, Karnataka, India Aakash Educational Services Pvt. Ltd Full time ₹ 3,00,000 - ₹ 6,00,000 per year

    Duties and Responsibilities:Responsible for ensuring customer satisfaction (students and parents) & retentionEnsure proper communication & relationship with all the students and parents for entire course duration.Monitoring and ensure proper collection of revenue and reduce branch expenses.Ensure compliance with laws & regulations as applicable.Handling any...

  • Branch Operations Manager

    3 days ago

    Hubli, Karnataka, India beBeeStrategist Full time US$ 6,00,000 - US$ 12,00,000

    The Branch Head is a key role in driving the business operations of our Bangalore office. This involves strategic sales growth, distributor management, operational efficiency, and team leadership.Key Responsibilities:

  • Cluster Business Head-- Credit Life

    15 hours ago

    Hubli, Karnataka, India SkillLabs Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    Drives sales and profitability for a cluster of bank branches by leading a team, developing sales strategies, and monitoring performance metrics.Develop and implement sales strategies to achieve business objectives. Required Candidate profile5-8 years experience in life insurance.Team HandlingMust have experience of Credit Life.

  • branch service management roles

    2 weeks ago

    Belgaum, Karnataka, India beBeeBranch Full time

    Job Title: Branch Service ManagerWe are seeking a highly skilled and experienced professional to join our team as a Branch Service Manager. This role will involve overseeing the day-to-day operations of the branch, ensuring that all activities are carried out in accordance with company policies and procedures.Key Responsibilities:Manage renewals by...

  • Retail Branch Sales Manager

    3 days ago

    Belgaum, Karnataka, India beBeeRetailManager Full time US$ 2,00,000 - US$ 4,00,000

    Job DescriptionThis role has been created to enable clear focus on handling of branches for Mumbai, To ensure sourcing/profitability/collection in the branches by maintaining high quality of portfolio as per company norms and process.

  • Branch Operations Manager

    12 hours ago

    Belgaum, Shimoga, Udupi, India V Konnect Full time US$ 60,000 - US$ 1,20,000 per year

    Manage & control all operational functions of the branch with zero errors.Ensure adequate coordination with centralized operations teams to maintain high quality service and internal and external customer satisfaction.Ensure timely receipt and submission of regulatory and other reports by the Branch.Participate in process improvement exercises within...