High Salary Branch Credit Manager

4 weeks ago

Basavakalyan Karnataka HubliDharwad Karnataka, India Equitas Small Finance Bank Full time

Role Description Designation Branch Credit Manager Grade EB-2-Assistant Manager EB-3-Deputy Manager Legal Entity Equitas Small Finance Bank Business Unit Retail Banking Division Emerging Enterprise Banking Department Credit Travel required Yes No if Yes please mark - Level of travel Moderate Extensive Level Individual Contributor Supervisory Purpose of the role The position has been created to enable clear focus on Credit Evaluation of Customers through verification of documents and personal discussion as per company process To ensure high quality delivery of relevant vehicle finance products services to our clients in a fair and transparent manner The role holder is responsible for the credit appraisal of all vehicle finance proposals at the branch for New CV business The role holder is also responsible for escalating proposals that fall beyond the incumbent s empowerment level Key Responsibilities Ensure proper credit evaluation of customers as per policy process Conduct personal discussion with customers for evaluation of Loan proposal Support the branch team in achieving desired branch objective Manage Maintain TAT for Loan disbursement Supervisor mentor Credit officer Officer Credit Operation To diligently appraise loan applications in line with credit policy of the organization Ensure Credit policies to build a good quality portfolio of the branch Ensure File is completed in all aspects before the Loan is Disbursed Maintain records Completion of PDD on time for the Loan Disbursed Ensure Quality Portfolio of the branch is Maintained Underwrite proposals and make decisions on loan approval and disbursement within empowerment based on credit evaluation criteria Maintain high standards on credit appraisal through personal understanding of customer as appropriate supplemented by documentation provided Minimize turnaround time per application Maintain a high quality portfolio at branch level Manage and support other operations activities at the branch Escalate proposals beyond empowered limit for review of Area Regional Credit Manager as appropriate Ensure that the PDD is collected and maintained as per credit norms Desired Experience Number of years of experience 05-08 years Type of companies sector worked for Private commercial banks and large NBFCs Responsibilities managed in the previous organizations Primarily Credit function Past experience in credit side of CV Languages English Hindi Marathi Computer technical skills Basic Computer Skills MSCIT Qualifications Graduation Any Graduate Post-graduation If any would be an added advantage Professional Qualifications If any would be an added advantage Certifications please specify If any would be an added advantage

  • Branch Receivable Manager

    2 days ago

    Basavakalyan, Karnataka - Hubli-Dharwad, Karnataka, India Equitas Small Finance Bank Full time

    Branch Receviable Manager Branch Receviable Manager Branch Receviable Manager Branch Receviable Manager Branch Receviable Manager Branch Receviable Manager

  • Branch Credit Manager

    2 weeks ago

    Hubli, Belgaum, India Equitas Small Finance Bank Full time

    Job DescriptionWe are seeking a highly skilled and experienced Branch Credit Manager to join our team at Equitas Small Finance Bank. The ideal candidate will have extensive experience in the BFSI industry, with a strong background in credit management and analysis. This pivotal role involves overseeing the entire credit function at the branch level, ensuring...

  • Branch Receivable Management Specialist

    2 days ago

    Basavakalyan, Karnataka - Hubli-Dharwad, Karnataka, India beBeeReceivable Full time ₹ 8,00,000 - ₹ 12,00,000

    Job OverviewWe are seeking a highly skilled Branch Receivable Manager to join our team. This role involves managing the collection of receivables from various sources, identifying and resolving issues related to delayed payments, collaborating with team members to achieve revenue goals, and analyzing financial data to optimize cash flow.

  • Branch Relationship Manager

    3 weeks ago

    Bellary, Karnataka - Hubli-Dharwad, Karnataka, India Equitas Small Finance Bank Full time

    Role Category Parameters Parameter Weight Metro Urban SU Rural Branch Relationship Manager Quantitative Parameters CASA NTB Count 7 5 6 6 NA NA Branch Relationship Manager Quantitative Parameters CASA Growth Rs Lacs p m 15 11 10 NA NA Branch Relationship Manager Quantitative Parameters RTD Growth Rs Lacs p m 15 2 5 2 NA NA Branch Relationship...

  • Operational Financial Manager

    22 hours ago

    Basavakalyan, Karnataka - Hubli-Dharwad, Karnataka, India beBeeReceivableManager Full time ₹ 10,00,000 - ₹ 15,00,000

    Branch Receivable Manager Job Description\Entities:The primary function of this role is to manage the financial and administrative aspects of our branch operations. This includes receiving payments, processing invoices, and ensuring that all financial transactions are accurately recorded and up-to-date.Manage cash flow and ensure timely payment of bills and...

  • Junior Credit Underwriter

    4 days ago

    Jeevanbheemanagar, Bengaluru, Karnataka, India Namaste Credit Full time

    **About us**: Namaste Credit is a fintech organization which makes the entire business loan process better and transparent with the help of technology. We provide an API-enabled loan automation and management solution for banks and lenders. **Position: Junior Credit Underwriter** **Skills**: 1. Bachelor's degree in Finance, Accounting, or a related...

  • Credit Underwriting Intern

    5 days ago

    Jeevanbheemanagar, Bengaluru, Karnataka, India Namaste Credit Full time

    **About us**: Namaste Credit is a fintech organization which makes the entire business loan process better and transparent with the help of technology. We provide an API-enabled loan automation and management solution for banks and lenders. **Position: Junior Credit Underwriter** **Skills**: 1. Bachelor's degree in Finance, Accounting, or a related...

  • Junior Credit Underwriter

    2 days ago

    Jeevanbheemanagar, Bengaluru, Karnataka, India Namaste Credit Full time

    **About us**: Namaste Credit is a fintech organization which makes the entire business loan process better and transparent with the help of technology. We provide an API-enabled loan automation and management solution for banks and lenders. **Position: Junior Credit Underwriter** **Skills**: 1. Bachelor's degree in Finance, Accounting, or a related...

  • Branch Manager Position

    8 hours ago

    Hubli, Karnataka, India beBeeOperations Full time ₹ 1,50,00,000 - ₹ 2,50,00,000

    We are seeking a seasoned leader to manage our branch, driving sales, service quality, and operational efficiency.Job DescriptionThis Branch Operations Manager will oversee the daily operations of our branch, ensuring exceptional customer satisfaction and driving business growth.Main Responsibilities:Maintain high-quality service standards, addressing...

  • Msme Business Head

    3 weeks ago

    Mumbai, Maharashtra - Bangalore, Karnataka, India Branch International Full time

    Branch OverviewBranch delivers world-class financial services to the mobile generation With offices in the United States Nigeria Kenya and India Branch is a for-profit socially conscious company that uses the power of data science to reduce the cost of delivering financial services in emerging markets We believe that everyone everywhere deserves fair...