Associate Director, Wrb Model Development

Job Summary This role will involve driving delivery of IRB Models PD LGD and EAD for Retail and SME portfolios of Standard Chartered Bank for various regulators PRA HKMA MAS BNM and FSS The individual is expected to drive 1-3 engagements at any given time with support from junior and senior analysts and also be hands-on at all times Responsibilities include understanding Standard Chartered Group requirements and working with the team in developing statistically derived predictive models performing decision tree-based customer segmentation and profiling analyses assisting business implementation of sophisticated risk models and providing analytic support to Standard Chartered Businesses across the globe The individual is expected to drive timely delivery with assigned resources on an engagement while ensuring compliance to prevailing applicable standards legislation policies Key Responsibilities People and Talent Lead through example Set clear expectations from the teams and work in collaboration with all relevant partners Set and monitor objectives for team members and provide feedback Governance Adhere to governance Regulatory Business Conduct Display exemplary conduct and live by the Group s Values and Code of Conduct Take personal responsibility for embedding the highest standards of ethics including regulatory and business conduct across Standard Chartered Bank This includes understanding and ensuring compliance with in letter and spirit all applicable laws regulations guidelines and the Group Code of Conduct Lead to achieve the outcomes set out in the Bank s Conduct Principles Fair Outcomes for Clients Effective Financial Markets Financial Crime Compliance The Right Environment Effectively and collaboratively identify escalate mitigate and resolve risk conduct and compliance matters Serve as a Director of the Board Exercise authorities delegated by the Board of Directors and act in accordance with Articles of Association or equivalent Key stakeholders Unsecured and Secured Risk and Business Heads of Countries Head of Scorecards Group Model Validation Model Risk Policy and Governance Model Delivery Management Skills and Experience Credit Risk Modelling Qualifications 4 to 7 years of hands-on experience in areas of Credit Risk Model Development preferably IRB IFRS9 CCAR or CECL for Consumer and or Small Business Lending Individuals with experience only in scorecard development can also apply Exposure to statistical programming skills in SAS preferred or Python or similar tools Experience in directly interacting with Business and exposure to international markets will be a plus Bachelors Advanced Masters or higher degree in Statistics Applied Mathematics Operations Research Economics Engineering MBA or other quantitative discipline Competencies Action Oriented Collaborates Customer Focus Gives Clarity Guidance Manages Ambiguity Develops Talent Drives Vision Purpose Nimble Learning Decision Quality Courage Instills Trust Strategic Mindset Technical Competencies This is a generic competency to evaluate candidate on role-specific technical skills and requirements About Standard Chartered We re an international bank nimble enough to act big enough for impact For more than 170 years we ve worked to make a positive difference for our clients communities and each other We question the status quo love a challenge and enjoy finding new opportunities to grow and do better than before If you re looking for a career with purpose and you want to work for a bank making a difference we want to hear from you You can count on us to celebrate your unique talents and we can t wait to see the talents you can bring us Our purpose to drive commerce and prosperity through our unique diversity together with our brand promise to be here for good are achieved by how we each live our valued behaviours When you work with us you ll see how we value difference and advocate inclusion Together we Do the right thing and are assertive challenge one another and live with integrity while putting the client at the heart of what we do Never settle continuously striving to improve and innovate keeping things simple and learning from doing well and not so well Are better together we can be ourselves be inclusive see more good in others and work collectively to build for the long term What we offer In line with our Fair Pay Charter we offer a competitive salary and benefits to support your mental physical financial and social wellbeing Core bank funding for retirement savings medical and life insurance with flexible and voluntary benefits available in some locations Time-off including annual leave parental maternity 20 weeks sabbatical 12 months maximum and volunteering leave 3 days along with minimum global standards for annual and public holiday which is combined to 30 days minimum Flexible working options based around home and office locations with flexible working patterns Proactive wellbeing support through Unmind a market-leading digital wellbeing platform development courses for resilience and other human skills global Employee Assistance Programme sick leave mental health first-aiders and all sorts of self-help toolkits A continuous learning culture to support your growth with opportunities to reskill and upskill and access to physical virtual and digital learning Being part of an inclusive and values driven organisation one that embraces and celebrates our unique diversity across our teams business functions and geographies - everyone feels respected and can realise their full potential Recruitment Assessments Some of our roles use assessments to help us understand how suitable you are for the role you ve applied to If you are invited to take an assessment this is great news It means your application has progressed to an important stage of our recruitment process Visit our careers website 32821