Wbo:wbc-wb Service Relationship Manager

WBO WBC-WB Service Relationship Manager INTERNAL USAGE No of Vacancies Reports to Is a Team leader Y N Team Size Grade Manager- DVP Business Corporate Center Department Wholesale Banking Operations Sub-Department - Location About Wholesale Banking Operations Wholesale Banking Operations manages the entire life cycle of the Wholesale Banking customers it also caters to the various other requirement of non-retail borrowed accounts under Wholesale banking The department is responsible for smooth functioning of all the Commercial Banking Operations units and ensure utmost customer internal external satisfaction They are also responsible for ensuring timely delivery monitoring the health of the credit portfolio prompt reporting of irregularities adversities noticed and co-ordination in recovery legal proceedings About the Role Service Relationship Manager acts as an interface between the bank and the client and is actively involved in Customer service The center of all client engagements will be to ensure efficient credit delivery and superior customer experience The Service RM interacts with the Borrower to obtain pre-requisites for disbursement ensures timely disbursement and facilitates post disbursement monitoring by liaising with the Borrower Key Responsibilities Provide Banking solutions and superior service to the Corporate Borrowers assigned by CBB Head Accompany Business RM for Pre-sanction visits and also act as an interface for liaising with the corporate borrowers Assign Title Search Report Valuation Report ROC Search Report for the corporate borrowers Obtain reports and scrutinize share requisite details with credit team on pre-designed format Obtain pre-requisites for documentation from CDO team and facilitate vetting of documents with Law Department and ensure obtention of credit opinion report from other lenders Co-ordinate with other lenders and the CDO team for issuance of Pari-Passu NOCs and follow-up for creation perfection of security Co-ordinate with the Borrower Business Credit Delivery Official and facilitate execution of documents compliance of pre-disbursement covenants facilitate disbursement and obtain credit approvals for Trade Finance Transactions Coordinate with the Borrower Business Credit Monitoring Official to facilitate the compliance of post-disbursement covenants recovery of interest and instalments and to ensure better monitoring of the Credit portfolio Coordinate with the Borrower to execute the following activities - Conduct unit collateral inspection at stipulated intervals preparation of reports - Obtention of Stock Statements FFRs Insurance Policies Due Diligence ABS from the customer provides to CMO for analysis monitoring placement of notes - Creation Perfection of Securities Ensure that the TxB Fee Income Budget and SME Topline budget are achieved Ensure adherence to SLA and maintenance of TAT Liaison with the Customer to increase the utilization levels and hence increase Bank s portfolio base Attend Internal External Audit and ensure all audit related deliverables are met Qualifications Optimal qualification for success on the job is Post- Graduation from a recognized institute 6-7 years in a relevant role Role Proficiencies For successful execution of the job the candidate should possess the following Knowledge of banking products and services Ability to manage complex client situations Good communication both verbal and written skill in both English and the local language Ability to handle pressure and meet deadlines Good networking and relationship building skills Skills Refer to the About Company Axis Bank is the third largest private sector bank in India The Bank offers the entire spectrum of financial services to customer segments covering Large and Mid-Corporates MSME Agriculture and Retail Businesses The Bank has a large footprint of 4 594 domestic branches including extension counters with 11 333 ATMs 5 710 cash recyclers spread across the country as on 31st March 2021 The Bank has 6 Virtual Centres and has over 1500 Virtual Relationship Managers as on 31st March 2021 The Overseas operations of the Bank are spread over eight international offices with branches at Singapore Dubai at DIFC and Gift City-IBU representative offices at Dhaka Dubai Abu Dhabi Sharjah and an Overseas subsidiary at London UK The international offices focus on Corporate Lending Trade Finance Syndication Investment Banking and Liability Businesses