Area Manager Credit Operation
1 week ago
End-to-End Credit Operations Oversight with thorough knowledge of credit policy and process Supervise and manage the login of loan applications ensuring all documents are in place as per policy guidelines including KYC Ensuring gating rejections in line with credit policy and close monitoring on login quality Ensuring timely initiation of internal reports and checks as mandated by credit policy Oversee the CAM Credit Appraisal Memo preparation ensuring completeness and accuracy before submission to credit approvers ensuring that key ratios are in lines with credit policy Conduct final review of loan files before disbursement ensuring all documents are in place and compliant with internal and regulatory guidelines Review disbursement dockets and hand them over to the Operations team for final disbursement and payment processing Ensure 100 adherence to policies and SOPs across all credit-operations processes Identify and rectify process gaps to enhance efficiency and accuracy Manage and resolve queries from the Hind-Sighting Team and Internal Audit implementing corrective actions as required Ensure compliance with regulatory requirements and internal controls Work on Loan Origination System LOS and Finnone for loan processing Familiarity with SFDC Salesforce and MS-Excel is an added advantage for tracking and reporting Support digital initiatives to streamline credit-operations processes and improve efficiency Manage a team of Credit Processing Associates CPAs across branches in the assigned region Ensure regular training and upskilling of CPAs to enhance process knowledge and efficiency Conduct periodic performance reviews and ensure team adherence to KPIs Foster collaboration between Credit Sales and Operations teams to ensure smooth loan processing Key Performance Indicators KPIs First Time Right FTR - Ensuring minimal errors in loan files Turnaround Time TAT - Ensuring quick and efficient loan processing Compliance Adherence - No deviations from policy and regulatory guidelines Process Efficiency - Identifying and implementing improvements in workflows Driving penetration of E-NACH for improved operational efficiency Ensuring acknowledgment of property papers PDDs from the credit team Responsible for timely handover of PF Balance PF Cheques to operations team and tracking clearance of cheques Hold regular meetings with the business team conduct regular training for improvement in FTR files Work cross-functionally with internal partners to develop technological solutions and to adapt and deploy new technologies to drive efficiency correct deficiencies and build greater consistency in processes Prioritize and manage critical projects for implementation of LOS LMS and other technology enablement for the operating model of the HFC Ensuring low attrition for the team
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[Urgent] Area Credit Manager
2 weeks ago
India Anand Rathi Global Finance Limited Full timeJob Description Greeting from Anand Rathi Global Finance Ltd !! We're Hiring: Area Credit Manager (LAP) Location: Mumbai We are looking for a skilled professional to join our Credit team as an Area Credit Manager. The role involves credit appraisal, risk assessment, policy adherence, and ensuring quality underwriting for Loan Against Property (LAP)....
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Area Credit Manager
3 weeks ago
India HDB Financial Services Ltd. Full timeJob Description Job Role Responsible for underwriting credit appraisal, Disbursement of CV loan proposals. Monitoring / tracking escalation of adverse new events in the portfolio of the assigned Area. Credit Appraisal and Sanctioning of CV loan proposals. Handling a Team of Credit Managers and monitoring business. Analysis and resolution of delinquency...
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Bikaner, India Axis Bank Full timeJob Description RC - Area Credit Manager - B2C - Rural Credit INTERNAL USAGE: No. of Vacancies: Reports to: Regional Credit Manager Is a Team leader Y Team Size: 2 to 5 Grade: Business: Corporate Center Department: Retail Credit Sub-Department: Rural Credit Location: About Rural Credit Rural Lending is a part of Retail Credit and caters to all financial...
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Credit Manager-DEALER FINANCE OPERATIONS-Credit
4 weeks ago
Mumbai, India Kotak Mahindra Bank Limited Full timeJob Description Role - Credit Manager - Auto loans Location - Delhi. Minimum experience of 3 years under Retai credit underwriting. Minimum qualification MBA Finance or CA. Job Role - To evaluate the credit worthiness of various customers applying for car loans, within the prescribed TAT and deciding on the right risk mix for the particular customer. -...
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Area Manager
1 week ago
Hyderabad, India Tata Mutual Fund Full timeJob Description Job Description This role will be responsible for managing Credit-Operations activities for retail mortgage loans including Home Loans, Home Equity, Affordable Housing Loans, and Digital Loans at a cluster level, covering multiple branches. Credit-Operations Manager will ensure 100% process adherence, quality checks in lines with credit...
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Credit Manager
4 days ago
Aruppukkottai, India Muthoot Microfin Full timeJob Description Company Description Muthoot Microfin is part of the Muthoot Pappachan Group (MPG), a leading business conglomerate with operations across multiple verticals. Muthoot Microfin Limited is a prominent microfinance institution focused on providing micro-loans to women customers, primarily in rural regions of India. Adopting the joint liability...
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RO:RL - Area Operations Manager
3 weeks ago
Pune, India Axis Bank Full timeJob Description Role Area Operations Manager Key Responsibilities 1.Manage a team of Operations Manager and Customer Service Manager of respective Loan Center 2.Responsible for Disbursements of all products in the Loan Center 3.Responsible of satisfactory services to Customer at the Loan Centers 4.Training the team to handle activities as per prevailing...
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India Kotak Life Insurance Full time ₹ 9,00,000 - ₹ 12,00,000 per yearAbout The Role Credit Manager-Working Capital-Credit Bangalore, Karnataka, India JOB DESCRIPTION Job Role :As part of Credit Team for Working Capital Finance "¢ Managing team of Credit Managers "¢ Underwriting & making proposals of Working Capital Finance ( Fund & Non Fund based ) "¢ Under writing cases with desired level of quality and enabling...
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Credit Manager
2 days ago
Pune, India Workassist Full timeJob Description Work Level: Individual Core: Self Motivated, Communication Skills Leadership: Building Work Relationships, Empathy Industry Type: Banking Function: Credit Analyst Key Skills: Credit,Letter oF Credit,Credit Underwriter,Credit Analysis,Credit Manager Education: Graduate Note: This is a requirement for one of the Workassist Hiring Partner. Job...
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Senior Credit Manager
2 weeks ago
Jaipur, India Digamber Finance Full timeJob Description Position: Senior/Manager Credit Operations (MSME) Location: Jaipur, Rajasthan Reports To: Chief Credit Officer Role Overview The Senior/Manager Credit Operations is a critical leadership role responsible for managing the end-to-end credit lifecycle for Retail and MSME loan products. The role focuses on credit appraisal, policy adherence,...
